MTS Bank partner banks - at which ATMs you can withdraw money from an MTS Bank card without commission

Withdrawing money from MTS Bank cards without commission: conditions

Each bank debit card has its own limits and methods for withdrawing cash without commission.

The general rule for MTS Bank credit cards is that cash withdrawals by any method (including through operations equivalent to such) are subject to a commission of 3.9% of the amount and an additional 350 rubles; for premium ones, the tariff is slightly lower: 3 percent and an additional fee.

MTS Money Weekend

The most versatile card in terms of cash withdrawal without commission.

To withdraw your own money from a debit MTS Weekend without a service fee, the user can use:

• ATM of any bank in the state.
• MTS bank cash desk. In this case, you will need the card itself (a photo on your phone or a demonstration linked via Apple/Google/Samsung Pay - will not work, only a plastic carrier) and a passport.

This rule applies to any Weekend - issued upon request, as part of consumer or mortgage lending.

The features of receiving cash from debit MTS Weekend are as follows:

• The limit at the ATM is 50 thousand/day and 300 thousand/month (in foreign currency - the equivalent at the current FKU exchange rate);
• Commission for cash withdrawals at the cash desks of third-party banks or through ATMs outside our country is 1% of the amount (excluding conversion);
• Withdrawing money through a cash register - the daily limit is similar to an ATM, and the monthly limit is 600 thousand;
• If you withdraw money through a bank cash desk without presenting a card (i.e. only using an account number), the commission is 0.5% of the amount.

Please note that the cash withdrawal limit from the MTS Bank Weekend card is limited for persons under the age of majority (18 years old), regardless of the method of receiving money: per day - 35 thousand, per month - 100 thousand.

Universal card MTS Smart Money

Contrary to its name, it does not allow you to receive cash without commission at ATMs or cash desks of third-party banks; the operation is subject to a commission of 1%.

In 2021, it is possible to withdraw money without additional payment from Smart only through self-service devices of MTS Bank PJSC.

At the same time, even at the MTS cash desk you will have to pay 0.5%. It doesn’t matter here whether plastic is presented or not - the commission is the same.

Regarding limits:

• Through the cash register in any way (from an account or by presenting a plastic card) - unlimited;
• Through an ATM daily - up to 50 thousand, per month - 0.6 million rubles.

MTS Money Deposit

In 2021, the card is not issued, but those in the hands of users continue to work until the expiration date.

You can withdraw cash from debit MTS Money Deposit without commission at ATMs:

• Sberbank;
• VTB 24;
• Own network.

The cash register has the same story as Money Weekend:

• With presentation of plastic - no commission;
• For a plastic account - 0.5% of the amount.

Limits - 50 thousand/day, 600 thousand/month.

What are the benefits of partnership

In 2021, each bank signs a cooperation agreement with other credit institutions to increase loyalty and attract new customers. Joint activities are carried out both with Russian and European companies.

Advantages of such cooperation:

1. Through the terminals of partner banks, you can receive cash without commission not only from debit cards, but also from credit cards in any currency.
2. You can transfer funds between affiliate network accounts for free.
3. Payment of loans and utility bills through partner terminals is carried out without paying a commission.

MTS Bank decided on partnership cooperation due to the fact that it had too few of its own ATMs in the country. This was especially true for small settlements with only one terminal. It was difficult for residents of the settlement to use the MTS Bank card, which caused a lot of discontent and complaints. Because of this, it was decided to involve large lenders in the work.

How to withdraw cash from any MTS Bank card without commission

A universal way is to withdraw through the online bank of any financial institution that supports such a function (for example, Alfa Bank, Tinkoff, VTB, etc.), and then use an ATM. To withdraw money means to make a transfer not from the sending bank as usual (i.e. from MTS), but on the contrary - to initiate it from the online service of the receiving bank (which works with card to card and allows you to do this).

In this case, you will not pay commissions to either one (Attention! This is only about debit cards).

For the procedure, it is important to know not only the card number and its expiration date, but also the three-digit security code on the back (CVC/CVV).

The algorithm is the same in all banks, the only differences are in the interfaces of online services.

For example, here are detailed instructions for withdrawing money: Transfer from a Sberbank card to Alfa Bank without commission.

More on the topic: Where is the CVV code on the Sberbank card.

The advantage of this method is that you can withdraw much more than withdrawing cash from an MTS ATM:

• At one time - 150 thousand;
• Per month - 1.5 million, no more than 50 transactions.

Please note that restrictions for minors remain!!!

Nuances you should know

If the owner of a bank card withdraws money from a financial institution that is not a partner, the commission can reach 3.9%. At the same time, for each withdrawal made you will need to pay an additional 350-450 rubles. In addition, it is recommended to pay attention to the following aspects:

1. For owners of smartphones and tablets, you can install the MTS Money application. With its help, you can view information about financial institutions that provide the opportunity to either withdraw money from the card completely free of charge, or where you can do it much more profitably.
2. In the absence of banking products “MTS Money” or “MTS Deposit”, even the bank itself provides for its clients to withdraw funds from credit cards with a commission of 3.99%, and for each transaction you will need to pay 399 rubles for its implementation.

If there is no “MTS Money” or “MTS Deposit”, you will have to pay for withdrawing funds from credit cards with a commission of 3.99%.
You can call the hotline number – 8 800-250-05-20 and clarify information about the location of MTS Bank’s partner banks.

Is it possible to withdraw money from MTS to Sberbank?

Unfortunately, in 2021, Sberbank did not launch a convenient service and continues to receive commissions for transfer operations (((.

Today, the only way to transfer money from MTS to Sberbank without commission online (except for owners of MTS Deposit plastic, who can simply use a Sber ATM) is through a transit card .

For example Tinkoff Black:

• Draw from MTS from Tinkoff - both cards can draw and work as donors without commission within the established limits;
• Transfer from Tinkoff to Sber - no commission per month up to 20 thousand rubles;
• Withdraw the required amount from a Sberbank ATM.

In this way, you can “help” yourself with any bank that supports car t0 card and free transfers, for example, through VTB Multicard.

Where to spend cashback

Here’s the most important thing: cashback does not come to card users exactly in the form in which they would probably like to see it: points can only be used for payments or purchases in the operator’s official showrooms .

The accumulated cashback can be “shared” with other MTS subscribers by paying for their communication services.

Therefore, if a client who is not an MTS subscriber receives an MTS Cashback card, then he can only spend bonuses on purchasing smartphones, accessories and other equipment in MTS stores.

You won’t be able to cheat and try to withdraw bonuses credited to your subscriber account into real money.

How to spend cashback on communications from MTS

Program participants who have accumulated a sufficient number of cashback points can spend them through the personal account interface on the operator’s website, or in the official mobile application. For this purpose, the company’s specialists have developed so-called “goals” that are set via the Internet.

Users can, for example, set up a mobile recharge goal. I would like to emphasize that replenishment is not carried out instantly, but only on the 1st day of the month following the setting of the goal. Thus, if you set a goal to replenish your phone account with 200 rubles for bonuses, for example, on July 20, the actual replenishment of the account will occur only on August 1.

How to spend cashback on purchases at MTS stores

To apply for a discount on goods and services in MTS service stores, you must order a special certificate in your personal account or mobile application. Today, certificates are available in denominations starting from 100 rubles. After ordering a discount, you will receive a text message to the previously specified phone number containing a promotional code with a discount. It will need to be used in a communication salon, voicing numbers and letters to MTS employees. Promotional codes are not valid if used when paying for online orders, and are only relevant for use directly in the operator’s stores.

Payment using a certificate may not be 100% - at least 1 ruble of the cost of the goods must be paid in cash. The discount is valid for 1 quarter. I note that the promotional code can be transferred to third parties, that is, used as a gift to a relative or friend.

Get an MTS Cashback card online on the bank’s website >>>

Features of receiving money from premium MTS cards

In 2021, there are two rules:

• Increased limits;
• Commissions and tariffs depend on the category and type of payment instrument.

For example, with MTS Money Premium debit you can withdraw cash three times from ATMs abroad, and also receive up to 1.5 million per month through your own network and partner ATMs without commission:

What are the results?

What can we say? In general, everything is wonderful, I was particularly pleased with the moment with the circulation of my own funds. No credit card offers this. This is real. Yes, the ICD map is not bad, but it is inferior, I’m serious. There are clear advantages and disadvantages here. Now, if I didn’t have an Alfa Bank or Sber card, I would most likely apply for one. Once again I would weigh everything based on my own needs and go and formalize it. Although why register it there, click on the link and wait for the manager’s call.

What advantages have I found for myself?

• The first is the ability to store and use your own funds.
• The second is a free service, so I’ll pay 300 rubles for the issue
• Third grace period
• Fourth cashback

You don’t get me wrong, but if you read my blog and generally follow the credit card market, you will understand that I am not advertising it, but only stating facts. I’ll even tell you this: you can live without credit, live! Don't even get involved in this shit. This is such bondage that I won’t regret it for anyone. Therefore, you should not take this all as advertising. Because people come here, they read my blog, they want to know what I think about this or that brand, card.

Pros and cons of the card

For those who earn money and actively spend their money during the month, the card not only replaces a wallet, but allows it to be replenished during use.

Objective advantages:

• Free services that make the process of using and managing the card comfortable: online banking with a simple interface, a high-tech mobile application and prompt notification via SMS.
• Free cash withdrawal at all ATMs throughout Russia.
• The opportunity to really save on maintenance by simply spending money on necessary purchases.
• If you follow the information, you can get increased cashback for purchases made during a certain period.
• High level of protection preventing unauthorized use.

The disadvantages include:

• The card is paid. But this disadvantage can be neutralized if you comply with the conditions for the turnover of funds on the card account.
• To receive cashback, you need to connect paid options, and you cannot do without this procedure.
• The inconvenience is that you can top up the card without interest only in MTS stores.

How to apply for and receive a card?

You can get an MTS card at any company office. All you need is a Russian passport and the age of majority. It is not necessary to be a client of the MTS mobile operator.

Be prepared for what

• You will need to familiarize yourself and read a large number of official documents. It would be a good idea to make sure that the credit limit is 0.
• Security will take a photo of you.

Order a card

You can apply for a card in the traditional way by contacting any office of the company. Consultants will provide information support, help you fill out the form and immediately issue a card.

On the MTS Bank

, located online at www.mtsbank.ru there is an “online application for a card” option, in which you need to enter information about:

• FULL NAME;
• date and place of birth;
• passport details;
• registration address;
• contacts and the code word required to identify the client over the phone.

In less than a day, a manager will contact the potential client, ask clarifying questions and invite him to the MTS salon to receive a ready-made card. You can use it for 3 years.