How to view the balance of an MTS Bank card or find out the loan debt

There are many different situations in which you urgently need to check the status of your bank account. But not all owners of plastic cards know how to find out the balance of an MTS card. As a result, when they suddenly need to verify that money has arrived or see if there are enough funds in their account to pay for planned purchases, they will not be able to obtain the information they are interested in. This will be quite offensive, since the financial institution has provided a large number of ways to inform clients that anyone can use.

How to find out the balance of an MTS Bank card via phone?

You can find out about the balance on your personal account by calling the bank’s toll-free support line 8 800 250-0-520 +7 (495) 777-000-1 .

To receive a certificate, you will need to provide the card number, keyword, as well as your passport details.

The support service is available 24 hours a day.

FAQ

Payment was not made on time and the channels are blocked.

If you have a debt, you have paid it off, but the television does not show, you need to either call technical support and ask the operator to reactivate the equipment, or turn on the set-top box and wait a few hours.

How to find out the balance if you forgot your personal account number, lost a contract, etc.

By calling technical support you can restore all the necessary data and find out your balance. You will need to provide the passport details of the owner of the contract, and, if necessary, the ID number of the set-top box and smart card.

How can I pay for MTS satellite TV?

If there is no money on the balance, will any channels be shown?

Yes, you will have access to several unencrypted channels.

Is it possible to find out the balance of MTS satellite TV online (via the Internet), without logging into your personal account?

There is no such option yet, but MTS is constantly working to improve the service for subscribers.

I deposited money into my personal account, how do I know if the payment went through?

All of the methods described above allow you not only to find out the balance, but also to clarify the fate of a specific payment.

Date: November 1, 2021 | Updated: December 21, 2021 | Author: Moblie-man

In recent years, cellular operators have begun to actively integrate into the banking structure, offering their clients all kinds of cards and other financial services. MTS, which has also been offering its subscribers services in this industry for a long time, does not stand aside.

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Let’s understand the question of what the MTS “Smart Money” card is, how to use it, how to apply for it, etc.

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How to find out the balance of the MTS Money card via SMS?

The service for checking balance via SMS messages can be activated when registering a card at a bank branch or independently after connecting the card to the Internet bank.

In order to find out about the balance on your card account, you need to send a request to +7 (916) 777-333-1 with the text “BALANCE 0000”, where instead of 0000 you need to insert the last digits of your card. In response to the request, you will receive a message with the balance on your card.

Why do you need to control the balance on your card?

Nowadays, being financially literate is not just a luxury, but a vital necessity. Therefore, absolutely anyone should monitor the state of their bank account. This is necessary in order to find out what amount is currently available and avoid possible losses.

You need to control the current card balance in order to:

• correlate your expenses with the availability of funds;
• understand that there were no unauthorized charges on the card by criminals;
• plan future purchases.

Knowing your balance on the card, you will always be aware of your current financial status and will be able to use the money as needed.

Checking your balance via online banking

• To access the online bank, you need to obtain a login and password from the operator when receiving the card.
• By registering in the Internet bank ( personalbank.ru ), you can not only receive current information about your balance, but also carry out any payment transactions with your personal account.
• If you decide to use the mobile application, then this login and password will also be valid for the application.

If you have lost or forgotten your password and login, you can find it out by calling the support service. After answering all the operator’s questions, a message will be sent to your phone with new information for logging into the online bank.

How to check balance on MTS

A subscriber can find out the balance on an MTS number an unlimited number of times. The most convenient and easiest way to check your cash balance is considered to be a USSD request, the next most effective is the mobile application, and then the hotline.

Check out all the options and find the best one according to your capabilities. For example, the first one does not require an Internet connection.

USSD combination for checking MTS account status

There is such a definition as a set of basic services provided by MTS to all its customers on tariff plans with and without a subscription fee. USSD is precisely the function that underlies the operation of many services.

To find out how to check your balance on MTS, simply follow the following instructions:

• From your mobile phone or smartphone, dial the USSD request format *100# and click on the Call button.
• Within 1-2 minutes after initiating the procedure, an incoming SMS message will be received with information on the balance of funds in the user’s account.

Important : the information received after the USSD code is current at the time of the request. The extract is carried out from the unified register of MTS subscribers.

Checking your balance through your personal account

Not the fastest, but no less effective option will help you find out the amount of money on the current SIM card of a mobile network client.

Instructions:

• Open the official website of the operator at mts.ru
• Fill out the form and log into your MTS personal account using your login and password.
• The start page will show the current balance of money on the subscriber's balance.

How to find out your balance through the My MTS Mobile application

The program from the official extension catalogs is supported by all modern smartphones and tablets. The application can be installed on Android and iOS.

Advantages of this method:

• Remote control. Your phone is always at hand, and you can view the details of your conversations and the balance in your account at any time.
• The My MTS application is a full-fledged analogue of your personal account with similar functionality and capabilities.
• Provided free of charge, constantly updated and improved.

Contacting support

The MTS hotline processes incoming calls around the clock and answers all questions from its subscribers.

Even in such a situation as checking the balance on MTS, a support department employee is obliged to help and advise the subscriber.

Instructions:

• Dial the short number 0890 from your mobile phone.
• Select any section in the tone mode immediately after the automatic answer starts, for example, the number “1”.
• Next, you need to select the button corresponding to the connection with the operator, usually “0” is used.
• Tell the contact center employee your Name and question.
• Receive an answer and end the call.

Check your personal account balance through the mobile application

The most convenient and fastest way to view the balance of a debit card or find out the balance of a credit card is to use the mobile application provided by MTS Bank to all its users.

By downloading the application and registering using the login and password obtained from the bank operator, you can view the balance on your balance, as well as use any other services provided by the functionality of the mobile application.

Advantages of the card

The MTS money card has a lot of advantages that you will certainly like:

• Using it, you can get a loan in just 30 minutes and in the amount of 40,000 rubles. Agree that every bank is ready to provide such services.
• Regardless of how much money is in the account, you will receive an annual income of 8% of the total amount.
• After applying for a loan, you are given a 50-day interest-free period.

• Another significant advantage is the quick processing of the card; for this you only need to have a Russian passport with you.
• There are many convenient ways to check your card.
• Now, in order to pay for services such as utility bills, Internet, TV and others, there is no need to run to different authorities and stand in queues. MTS-money takes over all this. With its help, you can perform any operations, including the above. For this purpose, the “easy payment” function is provided, using which you can pay for these services, as well as top up electronic wallets. This is very easy to do, you just need to type a key combination on your phone and specify the recipient. Moreover, now you can download this application to your mobile phone, which will speed up all transactions. You can do this by sending a free SMS message to the number “111” and typing “656”.

It would take a long time to list the advantages of such a system, but you need to understand some very important points that will allow you to make it easier to use the MTS money card. Now your card will always be at hand and you don’t need to run to an ATM or bank every time to cash out. For those who are very busy at work, this is simply an indispensable feature of a credit card, thanks to which you can manage almost everything.

People who have recently acquired a new card and have not yet fully figured it out are very often interested in the question MTS money, how to check the balance? This is a fairly common question and now we will try to answer it.

How can I find out about the cash balance at a bank branch?

If all of the above methods are not available for some reason, you can check the balance on your card account by personally visiting any MTS Bank branch. To go to the bank, you must have your passport and your payment card with you.

After your identification, a bank employee will provide all the necessary information regarding your personal account.

Today, modern means of communication provide bank card holders with various ways to check their account balance remotely - from the phone by calling the support service, as well as through the Internet bank or using a mobile application without personally visiting a bank branch.

MTS "Smart Money": what kind of card

This bank card is a completely standard product, sold today by the vast majority of other banking institutions. The card can be a debit or credit card, and the funds on it can be used to pay for purchases and withdraw cash, as well as to top up a mobile account.

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MTS subscribers using this card can be provided with a 100% discount on the monthly fee in the tariff plan they use. However, as you understand, the provision of such a discount is possible only if certain priority parameters are met. But more on that later.

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MTS “Smart Money” card: detailed description

Current version. Map information updated 10/15/2018

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Card issue and maintenance

• The card can be obtained by all citizens of the Russian Federation from 18 to 70 years old. It is absolutely not necessary to be an MTS subscriber.
• The cost of issuing a Smart Money card is 199?;
• Monthly cost of card servicing: for MTS subscribers - free, for all other “holders” - 99?/month;

Card reissue cost

• Reissue at the end of the validity period is free;
• Reissue at the request of the client (if the card is broken, lost, etc.) - 199?;
• At the discretion of the bank - free of charge (if the card has become unusable through no fault of the card holder)

Credit limit, interest and late fees

• The credit limit on the Smart Money card is set by the bank individually and ranges from 0 to 300 thousand?;
• The grace period is up to 51 days from the date of purchase (from the 1st day of the month in which the purchase was made to the 20th day of the next month);
• The interest rate for using credit funds during the grace period is 0% per annum;
• The interest rate at other times is from 24.9 to 27% per annum on the loan balance (The interest rate is set by the bank for each client individually when issuing the card);
• The fine for failure to pay the minimum loan payment is 500?;
• There is no penalty for failure to pay a technical overdraft;

Conditions for receiving a 100% discount on payments for MTS mobile communications

To receive a 100% discount, any of the conditions must be met: either you spend/transfer more funds than indicated in the “Amount of transactions per month” column, or keep more than the minimum balance in your account.

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—	Amount of transactions per month	Minimum balance
"Smart Zabugorishche"	30 000 ?	100 000 ?
"Smart+"
"Our Smart"
"Tariffishche"	20 000 ?	70 000 ?
"Smart Unlimited +"
"Smart Non-Stop"
"Smart"	10 000 ?	50 000 ?
"MTS Tablet"
"Smart Unlimited"
"My Unlimited"
"My Smart"
"X" or "Hype"

On the one hand, it doesn’t seem that difficult to fulfill one of the conditions, on the other hand, I don’t really like the size of the commissions. And MTS Bank doesn’t have many ATMs. I myself have been an MTS subscriber for almost ten years, but I don’t plan to receive a card. For me, “the game is not worth the candle.”

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How to top up an MTS Smart Money card

Separate attention should be paid to how the account linked to the MTS card is topped up. For this purpose, you can use a lot of different methods. The most popular and convenient of them are listed below:

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• At the box office of MTS offices;
• At special MTS Bank ATMs;
• By transfer from a card of any other bank;
• In payment terminals;
• Using the Rapida or Zolotaya Korona payment systems, for example;
• Via cashless transfer from the details of any bank.

If you choose a method related to replenishing a card through official MTS stores, you need to be aware of the restrictions that apply to maximum replenishment amounts. The replenishment amount per day cannot exceed 100 thousand rubles, and per month - 1 million rubles.

How to block an MTS Smart Money card

The last question related to the Smart Money card that we wanted to consider today concerns the possibility of blocking a bank card. Such a need may arise if the card is lost, or if you want to terminate the agreement with the bank and refuse further use of the plastic product.

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Regardless of what caused the need for blocking, you can implement your plans in the company’s offices. You need to go there with documents and fill out the appropriate application for blocking.