How to transfer money from an MTS SIM card to a Sberbank card: 10 elementary ways

Updated May 2021

The universal MTS CASHBACK card can be used not only as a debit card, but also as a credit card. Timely repayment of debt will allow you to avoid unwanted delays and take advantage of the grace period. There are many options for depositing funds into your account, which differ in terms of the deposit period and the size of the commission. This article discusses in detail all the methods for replenishing the universal MTS CASHBACK card and the current tariffs for each of them.

Methods for replenishing a card without commission

You can top up your card in cash or by bank transfer using one of the following methods:

• online payment through the MTS Money mobile application or transfer services;
• ATMs or terminals;
• terminals of partner banks;
• post offices, store cash desks, mobile phone stores.

Each of the listed methods has a commission-free top-up option. The exception is cases when funds are deposited through divisions of non-banking institutions.

For the convenience of customers, an extensive network of account replenishment points has been created. You can top up your MTS Bank card through Russian Post post offices, at the cash desks of Eldorado, M.video, KARI, KNOW-HOW stores, at MegaFon, Beeline stores, Western Union branches, and Rostelecom sales and service centers.

The replenishment service through an operator is always paid, the commission is 1-3%. Depending on the operating rules of the selected operator, money is credited on the next business day or up to 3 days.
When depositing an amount over 15,000 rubles, the payer will need to present a passport. This method of replenishment cannot be called profitable. However, its undeniable advantage is its universal availability.

Auto payment

You can transfer money through MTS to the account of a child or a retired parent automatically. To do this you need to configure . After activating it, you can set the system the task of debiting funds at regular intervals, say once a month, from your own account to transfer to another subscriber of the provider.

To activate the function, go to the website in the “Templates and Auto Payments” section and select “Create Auto Payment”. Then you will be required to enter your details and desired schedule, as well as confirm the connection to the service.

Payment online

To top up your account online from a smartphone, you need to download and install the MTS Money mobile application. The operation is performed in the application menu in the “Transfer” → “To Card” tab. When transferring funds between MTS Bank cards, no commission is charged. If you use plastic from a third-party banking institution, a commission is possible, which is set by the bank that issued the payment instrument.

To carry out the operation, you will need a card or credit account, as well as your online banking login and password. Enrollment is carried out instantly.

If you transfer money between MTS cards within your own funds, free replenishment is possible:

• in your personal online banking account;
• on the official website https://www.mtsbank.ru/;
• using the “Card to Card” transfer service.

When using credit funds, commissions cannot be avoided. When entering the amount for transfer, the interest charged will be displayed in a separate line.

What can you pay from your MTS account?

To answer this question, let's go to the website https://pay.mts.ru/webportal/payments. This is the page of the service responsible for transferring funds from the mobile balance.

Please note how large the list of services is that can be paid for using the money in your account.

Perhaps, of all the mobile operators offering mobile commerce services, MTS is the most advanced.

If you have not found the desired organization - the recipient of funds either in the search or in the list, then use the payment using the details https://pay.mts.ru/webportal/free-payment#pay. This will help you pay any receipt, including housing and communal services, kindergarten and state duties .
Please note that only legal entities and government agencies with ruble accounts can become recipients.

Terminals and ATMs

You can top up your card with cash without paying a commission at bank branches, at MTS stores, and at ATMs with cash acceptance functions. The maximum transaction amount is 30,000 rubles. Funds are credited instantly.

Using a terminal or ATM, you can initiate a transfer from a plastic card. In this case, there are no restrictions on the replenishment amount if the transfer is made between the accounts of one client. From an MTS bank card to the card of any other MTS client, you are allowed to transfer no more than 30,000 rubles per transaction.

The list of bank branches and MTS salons can be found:

• on the official website of the bank;
• in the mobile application menu in the “Offices and ATMs” section;
• using an SMS request for information about the nearest store. The request is sent to number 6677 with the text “MTS”, the cost is 0 rubles.

Transfer money from MTS to MTS using a message

Let's start by sending SMS. You can transfer an amount to the account of another subscriber by sending him a message to his number with the command #transfer <amount in rubles>. After sending you will receive an SMS with instructions. Confirm the payment. At the end, you will receive a message with information about the debiting of funds from your account.

The company does not charge any commissions for transactions within the network, but sets a number of restrictions. There is a limit of 5,000 rubles for each SMS. In addition, it is prohibited to transfer more than 3,000 rubles per day to one subscriber, and more than 4,000 per month. You can send up to ten such SMS per day.

Credit Bank of Moscow

The service of free replenishment of bank and credit accounts for MTS Bank clients is provided by the partner bank Moscow Credit Bank. Without commission, through the MKB terminal you can make a one-time deposit of up to 40,000 rubles to a card or credit account, but not more than 100,000 rubles per day. The replenishment limit using a plastic card is 600,000 rubles per transaction.

A variety of replenishment methods allows you to minimize the costs of plastic holders for servicing, since you can always find an affordable way to carry out the operation without a commission.

Video on the topic

USSD command

The third way to make a quick money transfer from MTS to MTS is to send a USSD request:

• dial the command *115# and press the call button;
• we will get to the menu where you need to select “Mobile phone”, then “Pay MTS”;
• enter the recipient's number without the eight and the desired payment amount;
• in the new window, stop at the “MTS Personal Account”, then select the “Pay” item.

After completing all the steps, you will receive a message that you need to respond to. Type any character and click the send button. At the end you will be informed that the transaction was successful.

Basic conditions

1. To transfer money from phone to phone, you must have a sufficient amount of funds in your personal account, otherwise it will simply not be possible to top up your balance on another number. This is one of the main conditions.
2. After the transfer, the balance on the subscriber’s balance must be at least 90 rubles.
3. The maximum amount for a one-time payment is 300 rubles. Users cannot transfer more than 1,500 rubles within 24 hours. In this case, it does not matter at all whether funds were transferred to one number or to several - the daily limit is the same for everyone.
4. In turn, there are also some restrictions for the receiving party. Consumers cannot accept more than 3,000 rubles into their balance per day, and it does not matter at all whether funds were transferred from one number or from several.

Important! This service will be provided only if both subscribers have entered into a contract with a cellular operator from the same region. The service is not available to users of the Super MTS, Super Zero, and MTS Connect tariffs. This service is also not available for corporate tariff packages.

Is it possible to top up a Sberbank card from a phone?

When you don’t have a computer or laptop at hand, and you don’t have access to the Internet banking service, but there is an urgent need to top up the balance on your card, there is an excellent and simple solution - use the capabilities of your smartphone.

Sberbank, in its work, tries to make all banking transactions carried out by clients simple and convenient. Therefore, the bank’s clients already have many different services at their disposal that help them independently control and carry out almost all possible transactions with their assets. For such remote control, the system “Sberbank Online” has been successfully operating for a long time.

Top up your card using only your phone number

There are life situations when you need to transfer money to the card of relatives, friends, or pay for a purchase made on the Internet. Usually, to do this you need to know the card details, but Sberbank clients do not have to remember the numbers of all the cards they are topping up; it is enough to know at least the addressee’s phone number.

To carry out an operation to top up the balance on a Sber card using a phone number, follow a few simple steps:

• Register in the Sberbank Online mobile application;
• Open the payments and transfers section;
• Click on the item “Transfer to Sberbank client”;
• At the top, in the details, click “Card by mobile phone number”;
• Enter the phone number of the person to whom the amount is intended, followed by an eight;
• From the drop-down list, select the card from which money will be transferred;
• Enter the amount in numbers;
• Write a message that the recipient will receive, along with money (optional);
• Click on the “Translate” button;
• Enter the code received via SMS confirming the operation;
• All. The transfer is made, the funds are sent to the recipient’s card, which is linked to the phone number.

We top up a Sberbank card using SMS

Transferring funds using SMS messages is not at all difficult; this is available to any Sberbank card holder who, when receiving the card, indicated their valid telephone number when filling out the agreement. Enter the following form in the SMS section: “Transfer (phone number of the person to whom the amount of money is intended, always 10 digits), transfer amount.” The text is entered without quotation marks or any other punctuation marks. Send a message composed in this way to service number 900 and your request will be processed, which can last from 10 minutes to three days.

SMS to number 9060

Another way to send money to an MTS number is by sending a message. The presented method can be implemented as follows:

1. Go to the sending messages section.
2. Enter the number – 9060.
3. In the text of the message, enter: the number of the subscriber to whom you want to send money (indicated without the number 8 or +7), as well as the payment amount (indicated by the number). Example message: 9126493764 200.
4. Send a message.
5. Next, all that remains is to confirm the operation by sending a response SMS.
6. Immediately after confirmation, the money will be transferred to the specified account.

Transferring money from an account to an MTS account is carried out within a maximum of 60 seconds.

How to transfer money from an MTS SIM card to a Sberbank card using the USSD command

Transferring money using the USSD command is carried out if you have plastic cards of the international format Visa and MasterCard. In this case, access to the Internet is not required, because it is enough to have a mobile phone with an active MTS SIM card at hand. To send a command on your phone you need to type the following command:

• *611* without spaces card number *transferred amount#;
• then press the call button.

By sending a special command, you can easily top up your card without using the Internet. The operation may take a few minutes or about 1 hour.

Via Internet banking

It is not necessary to go to a branch of a financial institution to top up your card. It is much more convenient to use Internet banking. The service provides many opportunities: pay utility bills, top up your card and mobile account, transfer funds to accounts opened in other financial institutions. The mobile bank from MTS is convenient because it works on any operating system, and you can top up from your phone at any convenient time. Payments through online banking are profitable; there are no fees for transfers from one MTS card to another. You can connect to the service at the offices of a mobile operator or branches of a financial institution.

Interactive menu

In order not to remember special USSD commands every time, you can always use the translation service through the interactive menu.

1. Go to the main menu: *111# call:
2. Select 2 (“MTS recommends”):
3. Next – 4 (“More”):
4. Then - 2 (“More”):
5. Press 3 (“More”):
6. Select 1 (“Easy payment”):
7. In your incoming SMS follow the link (traffic is free):
8. In the upper right corner, click on the menu icon:
9. Find "Other payments":
10. Activate the line “MTS” in the “Mobile phone” category:
11. Select “MTS - cellular communications from phone account”:
12. Enter your friend's phone number, amount and click "Next":
13. Check the data you entered:
14. And confirm your transfer by sending any number other than 0 to the server:
15. After a successful transaction, you will receive an SMS confirming the payment has been completed.

This method can transfer up to 15,000 rubles at a time. Commission – 0 rubles. The total number of transfers per day is 5. The cost of the service is 10 rubles.

Example:

You need to transfer 7,000 rubles. The total amount that will be debited from your phone account after the transaction will be: 7,000 rubles. + 10 rub. = 7010 rubles.

Advantages of MTS Money cards

The main advantages of bank cards from MTS Bank:

1. You can receive up to 5% cashback for every purchase.
2. Up to 6% per annum is charged on the card balance.
3. Privilege card holders can access business lounges and receive travel insurance.
4. Credit cards have a favorable grace period of 111 days, free servicing and a good credit limit.
5. You can replenish and withdraw funds from your card free of charge through the cash register and terminals.

Basic methods

To transfer funds from a phone to an MTS phone, a service called “Easy Payment” will not work, but you can resort to using the “Transfer by SMS” service, the multifunctional “Personal Account” or simple USSD commands.

So, how to transfer money from MTS to MTS, and under what conditions is such a financial transaction carried out?

At the company office

To transfer money, contact the company office. The employee will answer all your questions and tell you how to make the payment.

Also in the office you can top up your balance using the terminal, transfer money to other phone numbers and cards, understand the auto-payment function and set it up.

To get answers to your questions about transfers, commissions, etc. without visiting the office, use the support line:

• 8800 250 8 250 / 0890 - single toll-free number.
• +7 495 766 0166 – calls from Moscow or other countries

How to transfer money from account to account via SMS

This is the most preferred method due to its high speed and ease of implementation.

1. Write a message to the subscriber to whom you are going to send money with the text: #transfer <transfer amount=””> (for example #transfer 100 )
2. Following this, you will receive a message that will require your consent to perform the transfer; you can give it by sending an SMS in response with any content except the number 0.
3. Once the transaction is completed, you will receive a confirmation SMS.

This method is advantageous in that it is not subject to commission (the price of each transfer is the same 10 rubles). Using it, you can make transfers not exceeding 5,000 rubles at a time and no more than 10 times a day.

Transferring money from an MTS phone via USSD request

The advantage of this method is that it does not require an Internet connection, so even users of old push-button phones can use it. The limits and conditions of transfer here are exactly the same as for transfers via SMS.

1. Dial *115# and press the call button.
2. You will see a menu with four options. We are interested in the first one - “Mobile phone”, so we press the corresponding number.
3. In the next menu we also select the first item - “Pay MTS”.
4. Next, press number 2 - “Another MTS number.”
5. We indicate the number of the person (without 8) to whom you need to transfer money to the phone.
6. Enter the required amount and click “Submit”.
7. In the next menu, select 1 - “MTS Personal Account”.
8. Again 1 - “Pay”.
9. You should receive an SMS with a transfer request. In response to the message, send any text except the number 0.
10. The end will be a message indicating that funds have been successfully debited from the balance.

One-time transfer via USSD command

Step 1: To transfer funds using this method, the user needs to dial the command *112*ххххх*amount# on their device, and then send a call (ххххх is the number of the received subscriber; amount is the immediate amount of money that needs to be transferred). By the way, the number of the accepted consumer can be entered in any format. But remember - the transfer should not exceed the amount of 300 rubles.

For example, to transfer 300 rubles to the number 89182345684, you need to dial the combination *112*89182345684*300#, and then make a call.

Step 2: After the command is sent, a text notification with a code to confirm the payment will be sent to the subscriber’s mobile phone. This code must also be sent via USSD command - dial *112*received_code# and make a call.

For example: *112*4532# and make a call.

Regular transfer via USSD command

If you have to regularly make money transfers from your number to other subscribers of the company, then one of the best ways to transfer money from MTS to MTS in this case is to use a special USSD command.

Step 1: To systematically transfer funds, you need to use the following combination - *114*ххххх*frequency_period*amount#, and then send a call. Where “xxxxx” is the cell phone number of the receiving party; “frequency period” – a digital value according to the frequency of transfers (number 1 – every day, number 2 – every week, number 3 – every month); “amount” – the digital value of the direct transfer amount.

For example, to transfer 300 rubles every month to the number 89182345684, you need to dial the command *114*89182345684*3*300#, and then send a call.

Step 2: After the combination is sent, the user will receive a response notification with a confirmation code. It must also be sent to the service number *112*received_code# and call key.

For example: *112*6496#, and then send a call.

To deactivate regular transfers from your personal account to another, you need to dial the combination *114*ххххх#, and then make a call, where “ххххх” is the cell number to which you no longer need to transfer funds. For example: *114*89182345684# and send a call.

USSD 115, 114

The USSD combination of transferring money from MTS to MTS is useful when there is no Internet access.

How to transfer money using 115:

• Open dialing apps.
• Dial *115#.
• Click Call.
• Write 1.
• Tap Send. Do this each time to confirm the command.
• Select 1.
• Enter 2.
• Write your phone number.
• Enter the amount.
• Enter 1.
• Enter 1.
• Click Submit.
• Open the received SMS.
• In response, send an SMS with any text.
• Click Send in the notification that appears to transfer the funds.

A fee applies.

By analogy, use the command *114*number*code*amount# to create an automatic payment. Code – frequency of receipt of money: 1 – once a day, 2 – once a week, 3 – once a month. Enter the command, make a call and follow the recommendations on the screen, as in the first instructions.

Limits and restrictions

• Commission – 10 rub.
• The maximum amount of a one-time payment is RUB 3,000.
• The maximum amount per day is 30,000 rubles.
• Per month – 40,000 rubles.
• Number of transfers per day – 5.

Translation using the interactive menu

A time-consuming method, which, however, allows you to transfer an amount 3 times larger than the previous two.

1. Enter *111# , then “Call”.
2. Then 2 - “MTS recommends”.
3. Select the “More” menu item three times, respectively, to do this you need to press 4 then 2 and then 3.
4. Next 1 - “Easy payment”.
5. You will receive a message with a URL link. The transition to it is free.
6. In the upper right corner of the site, click on the menu icon and select the “Other payments” option.
7. In the “Mobile phone” category, you will need to activate the “MTS” line.
8. Select “MTS - cellular communications from phone account”.
9. You will see fields with the phone number and transfer amount, enter the required data in them, and then click “Next”.
10. In response, you should receive a message to which you need to respond with any text except the number 0.
11. A successful transfer will be confirmed by a transaction completion message.

This method allows you to transfer up to fifteen thousand rubles to another subscriber at a time. Transfers are made without commission, the cost of each is 10 rubles. The maximum number of transfers per day is five.

Transfer from an MTS phone through your personal account

The conditions in this method are similar to the previous ones.

1. On the MTS website, click alternately “My MTS” and “Mobile communications”.
2. Enter your phone number and request a password via SMS.
3. “Manage payments” - “Easy payment”.
4. “Money transfers” – “Transfer to mobile phone”.
5. Click on “MTS money transfers”.
6. Enter the user’s phone number and transfer amount, click “Next”.
7. We respond to a message asking for confirmation with any text except the number 0.
8. After completing the transaction, you will receive a message indicating a successful transfer.

Transfer via mobile application

If you often need to transfer money from one SIM card to another, then you will probably find the MTS Money program useful. You can download it from Google Play or the App Store, or by sending a message to 111 or 656. The limit for transfers using the mobile application is 15,000 rubles, there is no commission, but the cost of each transfer is 10 rubles.

1. The first thing you need to do is register in the service.
2. Afterwards, click the “Pay” line and go to the “Mobile phone” tab.
3. Next - “MTS-cellular communications”.
4. Enter the number of the subscriber to whom you are transferring money from SIM, the amount and agree to the operation.
5. After confirmation, you will receive a notification from the application, as well as a message with information about the transfer.

Service "Easy payment"

Subscribers who frequently and a lot transfer money to other MTS users are better off installing the “Easy Payment” application on their phone. This service allows you to quickly:

• top up your mobile account;
• send a money transfer;
• transfer money for utilities, taxes and fines to the traffic police;
• pay for online purchases.

The program can be downloaded for free in two ways:

• in the Play Store;
• send the number 656 to number 111 (to receive a link).

1. After registering in the “Easy Payment” service, go to the main menu and select the “Pay” line:
2. Go to the "Mobile Phone" category:
3. Select “MTS – cellular communications”:
4. Enter the required phone number, amount and go to “Next”:
5. Give your consent to payment:
6. Confirm the transfer:
7. After sending the transfer from the server, you will receive a notification about the completion of the service:
8. Additionally, you will receive an SMS about the transaction:

The transfer limit through the Easy Payment service is 15,000 rubles. Commission – 0%. The cost of translation is 10 rubles.

Mobile transfer is a universal service that allows you to top up the balance of another subscriber within a few seconds and anywhere, provide financial assistance to a friend, or pay for various services and purchases from your phone account. You just need to choose one of the proposed methods that will be convenient for you to use.

When the sender of the transfer finds himself in a situation of acute shortage of funds on his balance, the operator provides the “Top up account” function. The client sends a short request to the subscriber from whom he wishes to receive funds. The combination looks like this: *116*mobile number*required amount#call key. The system will send a message to the recipient of the request asking to share the balance. The operator does not charge a fee for the used function.

When performing a transaction, you should carefully enter the personal data and amount of the recipient's allowance. This is why additional system messages about payment confirmation are received. In controversial situations, you can contact the contact center for help. The operator will correct the mistake made by the sender or clarify difficult points.

If it is impossible to contact a person due to a temporary block, the subscriber can transfer money from MTS to another MTS number. Sharing money has become easy and fast. In an instant, the user will receive the long-awaited funds into his account and will get in touch after the restrictions on communication are lifted.