Thanks to modern technologies, any user can simply and quickly transfer a certain amount from the balance of their mobile phone to a bank card. This can also be done by Megafon users, both through a mobile operator and directly through a bank. All translation options are simple, understandable and accessible. All you need is knowledge of the card details. Let's consider how this financial transaction can be done.
Transferring funds from Megafon account to a bank card
The Megafon operator gives users many opportunities. One of them is the function of transferring money from a mobile account to a Sberbank card or another bank. One of the advantages for customers is the ability to complete the transaction online.
Clients can use the mobile banking service, having previously activated it, use the Megafon website, and send SMS commands.
REFERENCE!
Mobile banking is a useful service for any cardholder. In addition to monetary transactions, it allows you to control accounts, pay for various services, take part in promotions, and so on.
According to the rules, the maximum transaction time is 5 days, but most often the operation is completed within a few minutes.
There is an alternative option for those who do not want or are unable to make transfers online. You can contact the service center and complete the transaction through an employee. To do this, you need to provide a passport and indicate the details of the card to which you want to transfer money. The commission for this method is standard.
Via website
- Go to the website money.megafon.ru.
- In the form provided, fill in the following fields:
- the amount of the desired transfer;
- bank card number to which the transfer is sent;
- phone number from the balance of which funds are withdrawn.
- Click the “Translate” button.
- Receive the transaction confirmation code and enter it on the next page.
Conditions for making transfers
Transferring from Megafon's mobile balance to a card involves a number of conditions and features. They may differ depending on the specific method.
There is no commission only when both parties use SMS banking. In other cases, it is equal to 7.35% plus 95 rubles for amounts up to 5 thousand rubles and 7.35% plus 259 rubles for exceeding this amount.
The enrollment period also differs depending on the chosen method and ranges from 1 minute to 5 working days.
It is also worth considering the following features:
- To transfer through your personal account of the mobile application, you must first install it. Internet access is also required.
- You can carry out transactions via SMS without access to the network, having only a phone.
- To transfer via Megafon.Money you need access to the network.
There are some features when transferring to cards of the Maestro and MIR payment systems. There are a number of restrictions for their users. This also applies to transfers from the mobile account of the Megafon operator.
Using the transfer section from phone to card via the operator’s website, you can make a transaction only to Visa and MasterCard cards.
However, all other methods remain relevant for owners of these cards, and financial transactions will be carried out under similar conditions.
General information and conditions for the transaction
Megafon clients make transfers to any bank cards. The main requirement is that the card must be issued by a Russian bank and is intended to accept incoming transactions. Therefore, Sberbank is not in this case the only bank with which Megafon is cooperating in this direction.
This is a fairly expensive option for transferring money. It is used by the company's clients in rare cases. Key conditions for making a transfer:
- Performed only from Megafon’s personal number – corporate and prepaid numbers are not used.
- VISA, Mastercard, Maestro, MIR cards are suitable for transfers.
- There is a limit on the amount of payments - one-time, daily, monthly.
- A fairly large commission is charged.
You can transfer from Megafon to a card in two ways: through the Megafon Money website and by sending an SMS message. The conditions for these two methods are completely identical.
There are also restrictions on the amount of payments - one-time, daily, monthly
Transfer from Megafon balance to card online
One of the most popular methods is online translation. It is performed in accordance with the following instructions:
- You need to go to the Megafon payment website.
- Go to the “From phone to bank card” menu.
- Provide the necessary details – phone number and card where you want to transfer funds. In this case, pay attention to the final amount that should be written off. It will be determined automatically taking into account the commission.
- Accept the terms and click on “Transfer”.
- Next, you need to enter the code that will be sent via SMS in a special field on the website. Funds will be credited shortly.
The commission for this method is paid by the sender. It depends on the size of the transfer. If it is from 50 to 5000 rubles, you will have to overpay 7.35% plus 95 rubles, for an amount from 5 to 15 thousand rubles - 7.35% plus 259 rubles.
In general, this is a fairly convenient, but expensive method, so sometimes it’s worth looking for a more affordable alternative. Transferring to a bank account will be slightly cheaper - you will have to overpay 8% and an additional 40. This method requires knowledge of the details of the required account.
REFERENCE!
The period for crediting money will be determined by the specific bank and ranges from a couple of minutes to five days.
Some banks prohibit financial transactions using card details. If you receive a refusal SMS in response to your attempt, you can try to transfer funds to your bank account.
Methods
If you urgently need to transfer money to Sberbank plastic, use simple transfer methods, which we will describe below. If you have an active SIM card megaphone with a positive, non-zero balance, the transfer will not be a problem. You will need a smartphone or computer and information: expiration date of the plastic card, number, data of the recipient.
Depositing funds usually takes a couple of minutes, but sometimes the transaction may take longer.
SMS
A very quick method is an SMS with an order. It is possible to send it free of charge, there is no charge for it, except in cases of international roaming. No phone connection to the Internet required. To top up a relative or friend’s card, you have to follow five simple steps:
- You must create a new SMS. Recipient of the message 89-00
- We print CARD, in English letters, then write the card number (the one you plan to transfer money to), together, without spaces or other characters.
(For example: CARD 1111111111111111)
- We add the expiration date separated by a space (you can see it at the bottom of the card). There is no need to write any extraneous characters here either.
(For example: CARD 1111111111111111 01 23)
- And at the end, separated by a space, we add the transfer amount that the card owner plans to receive.
The result should be CARD 1111111111111111 01 23 1000
- We need your confirmation.
Congratulations, your payment has been processed, the money will arrive on your card soon. Unfortunately, there is no way to transfer money from a megaphone to a Sberbank card without a commission. Be careful, the reward amount is indicated in a special field.
Personal account on megafon.ru
You will need internet from your phone or PC. When entering a Megafon subscriber’s account, you must require the login and password received during registration, or restore access via SMS. Apart from this point, all other actions are very simple:
- Log in to the system. We enter all the data. If you have forgotten them, you can try to recover them using the password recovery option.
- We find a section in your personal account called “Money transfer”. Follow the link.
- There we are interested in the “To map” item. Click on the icon and a pop-up window will appear.
- Enter the data into the application. Check them before sending!
- We send the application if everything is satisfactory.
Alas, it is also impossible to transfer money from a phone to a Sberbank card without a commission through a Megafon subscriber account. Make sure you are on the official website. If you give your information into the hands of scammers, they may use it for their own purposes.
To megafon.ru without registration
Transfers are possible without logging into your personal account. It’s possible to transfer money directly from the site to a card without remembering passwords. You need internet and a plus in your account. This method is much faster than the one described above, but a little longer compared to the first (via SMS).
You will need to perform almost the same easy steps as in the previous version:
- We go to the Internet portal megafon.ru. (Carefully check the site name in the address bar, it should be exactly as written above)
- Next, you need to find the “Translations” icon. MegaFon Money!
- Fill out the application form that appears. (Please fill in carefully)
- We confirm if you agree with the terms.
Mobile bank
Through mobile banking, you can transfer funds to a Sberbank card to a relative or friend. However, there are two important points: Funds can only be debited from the card balance, but not from the megaphone balance. Mobile banking must work for both the sender and the recipient.
The huge advantage of this method is the 0% commission. You just need to follow five simple steps and the money for your plastic money will arrive almost instantly:
- New SMS to 9-00 SMS is free, but carefully check the recipient's address.
- We type the word TRANSLATION, in Russian in capital letters. There is no need to write anything else.
- Next, enter the phone number, starting with the number 9, ten characters in total! (DO NOT write +7 or 8 at the beginning!) For example: TRANSLATION 9111111111
- After that, separated by a space, is the amount of money to be withdrawn. As a result, there should be a message like this: TRANSLATION 9111111111 1000
- We send SMS.
Other services
Other services work on the principle of translation through megafon.ru. They request the same information for the transaction, but you should be very careful when choosing a service and trust only trusted sites. And also, in any megaphone office, money transfers to a Sberbank card can be made if you have documents with you.
How to transfer money to a card from Megafon via SMS
If you don’t have the Internet, computer or smartphone at hand, you can make a transfer from a simple mobile phone via SMS. To do this, you need to send an SMS to number 8900. The message should look like this:
- CARD card number transfer size.
Transfer limits are up to 15 thousand rubles. You are not charged anything for sending a message, but the commission will be the same as with other methods.
IMPORTANT!
Spaces in the message are placed before and after the plastic number. The sixteen digits themselves are entered without spaces.
Transfers are possible to cards of the VISA, MasterCard, Maestro and MIR payment systems issued by Russian banks.
Withdrawal of funds through Megafon office
If you mistakenly topped up your account with a large amount, you should contact one of Megafon's points with your passport and fill out an application indicating the desired method of receiving money, in cash or on a card. Transfer time is up to one week. The operator does not charge any commission for this operation.
If you wish to cancel your SIM card, the balance will be transferred only by bank transfer. Details for the transfer must be indicated in the application when terminating the contract. No commission is charged on the remaining balance.
Transfer via mobile bank (number 900)
If you are a Sberbank client, the transfer option using mobile banking is available. But for this, both the sender and the person who will receive the money in the account must have it.
The payment is made as follows:
- To the short number 900 you need to send an SMS with the text TRANSFER 9XXXXXXXXXX 5000. 9XXXXXXXXX is the recipient number indicated without a code, and 5000 is the estimated transfer amount.
- A code will be sent to your phone, which will need to be redirected back to number 900 for the operation to be confirmed.
ATTENTION!
Only this method does not involve charging a commission.
Using SMS commands, you can also perform a reverse transaction - from a card account to a Megafon mobile account.
Transaction Features
Regardless of which transfer option you choose, it is important to familiarize yourself with the features and nuances
Commission amount
As already mentioned, the commission depends on the transfer method. When using mobile banking, you can carry out a transaction without a transfer.
With other methods, the overpayment will be equal to 7.35% plus 95 rubles for an amount up to 4,999 rubles. and 7.35% plus 259 rubles when transferring from 5,000 to 15,000 rubles.
If the transfer is made to a bank account, the commission will be slightly different - 8% plus 40 rubles.
Restrictions and limits
There are certain limits. So, from a mobile account to a card, a user can send an amount of no more than 15,000 rubles per day. The monthly limit is 40,000 rubles.
- If you use the mobile banking service, there are other limits - 8 thousand rubles per day and ten transactions.
- After making payments, taking into account commissions and fees, at least ten rubles should remain on the phone balance.
- There is no lower limit - you can perform a transaction for an amount starting from 1 ruble.
Making a transfer from Megafon to a bank card is quite simple and quick. The operator offers several ways for this. SMS banking is very convenient for clients, allowing them to save on commission fees. You can also use other options.
Current issues
When undergoing surgery, users often have questions regarding the procedure and its consequences. Among the most popular are the following:
Is it possible to transfer funds in any other way than through the website or SMS command?
At the moment, the operation is officially possible only using the methods presented. The use of the rest available on the Internet is at the subscriber's own risk.
Is there an option to reduce the transaction fee?
At the moment, the commission is set exactly in the presented amount. There is no way to reduce it.
