How to convert Thank you bonuses from Sberbank into money?

Description of "MTS bonus"

In accordance with the program, the client can receive gifts from the company in the form of additional minutes, SMS messages or other useful options for comfortable communication with loved ones. There is no need to pay money for participation, and in order to receive useful bonuses you need to be an active subscriber of the MTS network.

His bonuses within the MTS bonus program depend on how much money the client spends on mobile communications. Before deciding to register, it is necessary to highlight its features and rules of participation for receiving MTS bonuses.

Where can I withdraw money?

You can exchange bonuses for rubles without restrictions, i.e., if desired, even 2 bonuses can be converted into 1 ruble. Only the upper limit is set: no more than 10,000 bonuses per month can be converted.

The money received can be transferred exclusively to accounts opened by the client with Sberbank. It does not matter whether a debit or credit card is linked to the account - it can simply be a current/current account opened for savings or business activities.

So you cannot send money to someone else or make a transfer to a “foreign” bank. But this can be easily done as soon as the converted rubles arrive in your Sberbank account, since from that moment all received money will be no different from ordinary money.

About how to check your points balance Thank you, read here.

Rules for connecting "MTS bonus"

If the subscriber has not yet completed the registration process on the MTS Bonus website, then it is recommended to complete these actions in the near future. Since using bonuses involves many advantages for MTS customers.

There are certain methods developed by the company through which you can go through registration steps and participate in the program:

1. Go through the registration procedure on the official website bonus.ssl.mts.ru. After the user lands on the site, he will see a form that must be filled out. After completing it, he will be awarded 100 points. After this, the system will ask for an email address where a confirmation link will be sent. After confirming the link, the user will be redirected to the site, where it will be indicated that the application for participation has been sent. In a few days he will receive an SMS with the result.
2. An SMS message will also help you register for MTS bonus. To do this, you need to send an empty SMS to number 4555. After a few seconds have passed, the client will receive a message that the application has been accepted and that registration has been successful.
3. Request in the form of a USSD command. One of the most accessible and fastest options for participating in the program from a mobile operator is to create a request in the form of a USSD combination. In order to apply for registration, you need to enter *111*455*1# on your mobile device and press the call key.

When registering on the MTS Bonus website, the client is guaranteed to receive 100 points for filling out the form and 10 points for specifying an email address.

Terms and conditions of the “Thank you” bonus program

To date, Sberbank has launched three loyalty programs (“Thank You”, “Give Life”, “Aeroflot Bonus”), which will provide bonuses depending on the bank card you have. According to the rules of the “Thank You” program, for any non-cash payment, the participant will receive cashback in the form of bonuses. The amount of bonus deductions depends on the partner store where the goods are paid for, as well as on the type of bank card. The client can get back up to 0.5% of the amount spent from Sberbank, as well as up to 20% from a partner organization. If the client is a holder of a “Card with Big Bonuses”, then the percentage of “Thank You” points returned can be even higher and reach 50%. Also, holders of this series of cards will be provided with additional privileges in the form of bonuses when paying at a network of partner gas stations, restaurants, etc.

The list of partners is not limited only to retail chains, but also includes pharmacies, taxis, online stores, etc. The full list of partners can be found on the official website of Sberbank.

What are bonuses awarded for?

According to the conditions of participation in the program, the client receives bonuses on the specified points. In order to be guaranteed to receive points, you need to know what they are awarded for. So, points under the program can be obtained for the following actions:

• for the first registration under the program, if the client used one of the methods;
• for email confirmation;
• once a year, on the date specified by the client;
• for replenishing an MTS SIM card account;
• for some actions provided for by the MTS rules;
• if the client makes certain non-cash payments using cards: MTS-Raiffeisenbank, MTS-Sberbank, Citibank or MTS-Money;
• if the purchase was made through MTS money;
• when paying for travel on the MTS taxi service.

Privilege levels and how to achieve them

More recently, the rules for achieving levels have been rewritten. Most users reacted positively to this news, because in essence the conditions became softer and more loyal.

• "Thank you" level. Assigned automatically; Regardless of the frequency of use of Sberbank cards, this level is always maintained. But it gives very little - cashback is only in partner stores, accrued by this very partner (we wrote about how Thank you is accrued here). So, for example, at this level the client will receive 0.5% of the purchase amount if he paid for goods at Pyaterochka with a Sberbank card;
• "Thank you very much" level. This can be achieved if the client spends at least 5,000 rubles by non-cash method every month. In addition, the ratio of money spent to money withdrawn must be equal to or greater than 50% of the monthly turnover. That is, for example, if you withdrew 2,500 rubles from an ATM or bank cash desk, this month you must pay with a card for any purchases totaling at least 2,500 rubles. “Thank you very much” differs from the default level in that 0.5% cashback is credited to the account for all purchases;
• "Thank you very much" level. To the conditions of the previous level, a requirement is added to pay for something through Sberbank Online or mobile banking - this could be housing and communal services, mobile communications, fines, online purchases, etc. At this level, you can connect to one free and one paid category, where increased cashback is available;
• “More than thanks” level. Spending on cards is more than 85%, monthly non-cash expenses from 5,000 rubles, paying for something in a mobile bank or Sberbank Online, as well as opening or replenishing a deposit for any amount (even a savings account will do). Here, it finally becomes possible to exchange bonuses into money. In addition, you can connect two free and two paid categories with increased returns.

The above conditions must be met every month during the billing period (season), otherwise the automatic “Thank you” status will be assigned.

How many rubles will one point be awarded for?

It is important to know how points are awarded for using MTS communications. This will help the user navigate the accumulation of points and further planning of services and replenishments. The company has established the following points accumulation:

How to collect points to turn them into Megafon money

Points are collected automatically. For all the actions you perform - calls, SMS and MMS messages, replenishing your account, surfing the Internet, you will be awarded points. You have the opportunity to earn extra points by purchasing gadgets with the Megafon logo. Points are also awarded on the client's birthday.

Points are awarded based on the results of your monetary investments in communication services for the previous month.

Accumulated bonuses are stored for a year, after which they are burned, so have time to find a beneficial use for them.

Rules for checking MTS bonuses

If a subscriber wants to check the number of accumulated bonuses, then he needs to use one of the methods developed by the company. These include:

1. Dial the combination to check bonuses *111*455*0# and call key.
2. By sending an SMS message with the text BONUS to 4555. After which you will receive a message with the requested information.
3. When you visit your personal account on the MTS bonus website, you can get reliable information. It's on the right side of the top of the screen.

Personal account "MTS bonus"

The MTS Bonus personal account is designed for many purposes: account control, managing bonus points, and accepting gifts from the company. Therefore, the client must know how to enter it correctly.

Entry rules

In order to visit your personal account, you must perform a number of actions:

• log in to the website bonus.ssl.mts.ru;
• at the top, find the “MTS Bonus” login icon and log in using your phone number;
• You must enter your SIM card number as your login;
• Next you need to receive a password via SMS;
• The last step is to press the “Login” button.

How to spend bonuses in your personal account?

If the user is interested in the question of how to spend bonuses in his personal account, then he should visit his personal page in the “MTS Bonus”. Then open the “How to spend points” page, and then press the “Order” button.

Is it possible to exchange Thank You points for rubles and how?

Objectively speaking, from the very beginning, Sberbank’s cashback service was implemented, frankly speaking, not entirely successfully. Clients complained about slow replenishment of the bonus account due to the “greedy percentage” of deductions. They were also unhappy with the fact that points could not be directly converted into cash, which meant they had to deliberately search for some companies that accepted Thank You as payment.

The bank's management is thinking hard: is it possible to allow clients to convert bonuses into money? Thank you, and if they do allow it, how will this affect the entire system? It should be noted that the Sberbank team actively worked to improve the service: a multi-stage system was introduced to encourage and support active users; the number of partners where you can “shop” accumulated bonuses has increased rapidly; Finally, a system for converting points into real rubles was introduced.

So yes, it has recently been possible to convert Thank You bonuses into money . But here, too, the bank, of course, could not play fair to the end: the exchange rate for bonuses into rubles was set far from being in favor of the client. To be precise, for every 2 bonuses the card holder receives 1 real ruble.

Where and how else can you spend your Thank You bonuses? Read in this article.

The system was developed this way because the bank primarily benefits from cooperation with partners. And it consists of a very simple scheme: the partner gives the bank an extension of the cashback service, and in exchange receives an increased flow of customers and an increased turnover of the enterprise. Of course, if all Sberbank clients begin to transfer points into rubles, attachment to the bank’s partners will significantly weaken, and this, in turn, will undermine the very essence of cooperation between the bank and its partner.

There is one more significant limitation: you can exchange Thank you bonuses from Sberbank for money only if the user is at the highest level of privileges “More than Thank you” .
Achieving it is now quite simple, although until recently the level was received by no more than 4 percent of Sberbank’s entire client base. And yet, even taking into account the increased loyalty of the conditions, this is still an obstacle to free exchange.

How to spend MTS bonuses (MTS Bonus points)

MTS has developed many opportunities to spend bonuses on them. This could be ordering ringtones that replace the usual beep or replenishing a mobile account, as well as discounts in stores that are partners of the mobile operator.

You can exchange points in several ways:

1. Select the service you are interested in on the website and connect it there bonus.ssl.mts.ru.
2. Spend MTS Points using USSD commands or SMS. So you don't have to go online

• dial an SMS message with the desired reward code and send it to 4555;
• dial the corresponding USSD request for the selected reward and confirm the action by pressing the call key.

Internet options

The client can also use the Internet options:

To enable additional traffic for points, use:

1. Select the rewards catalog on the MTS Bonus website, select a service and confirm the use of points.
2. When visiting the “My MTS” mobile application in the Internet section, you can use points.

Active network users can receive bonus points and order it for a certain time.

How to exchange Thank you bonuses from Sberbank for money?

Step-by-step instructions on this topic begin with the most important thing - authorization in the application or on the “Thank you” website. The Sberbank Online website or application is also suitable, although it provides less functionality.

Bonuses can only be exchanged in a separate window. You can get into it like this:

1. Go to the “My achievements” tab;
2. Open the window with the “More than Thank you” level;
3. In the list of opportunities provided by this level, find and click on the underlined line “Convert points to rubles”;
4. Indicate how many points you want to redeem, and select one of your accounts to receive the money. Here you can find out how many rubles you will end up with at the current exchange rate. Conversion will become possible only after you check the box next to “I agree to the Promotion Rules”;
5. Confirm the operation.

This is the answer to the question of how to transfer Thank you bonuses from Sberbank into money on a card. As you can see in the instructions, this is done very quickly and does not require any effort.

How to transfer bonuses to another client?

Via SMS

• send an SMS to number 4555 with the text: GIFT phone_number number of points, for example: GIFT 89116594452 700;
• send an SMS to number 4555 with the text: DAR phone_number number of points, for example: DAR 89116594452 700.

It is important to know that bonuses are stored on the site for only a year and if the network user does not take advantage of the accrued benefits, then they will be lost. Therefore, if the subscriber does not want to use the points assigned to him, then it is recommended to give them to a friend. To do this you need:

1. Visit your personal account.
2. Find the “MTS bonus” tab
3. Click on “Give Points”.
4. Fill in the fields where you need to enter your friend’s number and information on the transferred bonuses.
5. Click the “Confirm” tab.

You can only send one gift per day. At the same time, you can send no more than 3,000 bonuses at a time. You are not allowed to give gifts to more than 10 friends in one month.