How to pay for MTS with “Thank you” bonuses from Sberbank in 2021 in a new way

IMPORTANT! At the moment it is IMPOSSIBLE to pay for MTS services with bonuses Thank you from Sberbank for technical reasons. This ban has been in effect since March 27, 2021. We regularly monitor the situation, as soon as something changes we will update the information on this page!

Paying for MTS with “Thank you” bonuses from Sberbank is one of the ways to save on the services of a mobile operator. Difficulties and doubts that arise during this simple procedure are often associated with a lack of information about where to start and where to click.

To spend Sberbank bonuses on communication services, you will need:

• Internet access via a computer or smartphone;
• phone connected to the Mobile Bank SMS service (for those who do not use the service - a list of one-time passwords to confirm the transaction);
• Sber card, the holder of which is registered in the Thank you loyalty program from Sberbank.

Let's take a closer look at the last point. The “Thank You” program accepts cards from Mastercard and Visa payment systems (including personalized Visa Electron). Each bank client registers in the system only once. Even if you have several Sberbank cards, the bonus account for them will be single. Re-issuing a card due to expiration, loss or other reasons will not entail any problems with the accumulated points: they will not be lost and will remain yours, you do not need to register again. They expire only if you do not use them within three years from the date of accrual.

Just use the card when paying for goods in stores, cafes and restaurants, and with each purchase, cashback in the amount of 0.5% will be returned to your bonus account. One point is equivalent to one ruble. Sber also has a premium card product Visa Platinum with increased bonuses - up to 10% (for taxi expenses through the Yandex.Taxi and Gett online services and for any purchases at gas stations). Read more about the Thank You bonus program from Sberbank in this article.

Bonus program “Thank you” from Sberbank 2021

To understand how the mentioned system works, you need to understand what it is. Describing it in general terms, we can say that the bank offered plastic card holders to receive bonus points for purchases in partner stores. To start enjoying the privileges, just register in the program. At the same time, connecting one bank card automatically allows you to use others if the client has several of them.

As a result, the accumulated points can be spent on paying for goods and services in partner stores or used to pay for a telephone.

Point conversion

The participant can transfer the accrued points to his phone account by making a conversion. A certain number of bonuses is assessed by the system in bonus rubles. They can be used as a discount when purchasing mobile devices or accessories for them, but MTS does not allow you to exchange points for real money.

Quite the opposite, bonus points are credited to your account for active communication using the operator’s mobile services. Exchange rates are listed on the official program page:

1. For every 5 rubles spent on calls or text messages, the system awards 1 point. Identical prices exist for mobile and home Internet, as well as digital television provided by the company.
2. For every 3 rubles of the cost of mobile equipment purchased at an MTS store with a company sticker, the system counts 1 point. If the gadget does not have a logo, then the conversion is made at the rate of 30 rubles = 1 bonus unit.

Advantages and disadvantages

When assessing such a proposal, it is very difficult to find obvious weaknesses in it, since it does not impose special requirements on the owners of “plastic”, but allows saving. But there are many positive aspects:

• ease of joining the promotion;
• no restrictions on the number of cards;
• the ability to use bonuses for payments;
• a huge number of partners.

And the only disadvantage that can be identified is the need to use a small part of real money. You can pay with Thank You bonuses from Sberbank for MTS cellular communications only at 99%. Another 1 percent is real money, which will be debited from the subscriber’s bank account.

How to spend points on communication services

Due to the impossibility of exchanging points for real money, the company has developed a catalog with rewards in the “Communication Services” section. Depending on personal preferences, the subscriber is provided with a wide selection of offers.

In addition to basic communication services, the catalog contains the purchase of improvements to voice mail, blacklist management and the mobile number ID function.

Is it possible to pay for MTS with “Thank you” bonuses from Sberbank?

There are several ways to find out whether the terms of the promotion allow you to top up the balance of MTS SIM cards. Users can check whether the mentioned mobile operator has joined the bank's partners:

1. on the official website of the bonus program spasibosberbank.ru;
2. by calling the support line of a financial institution (the number for assistance is 900);
3. contact the contact center consultants of the mobile cellular company.

Each approach mentioned will allow you to learn a reliable answer that will help you understand the question posed. Communication with support staff is free.

Answers to frequently asked questions

How to cash out “Thank You” through MTS?

Some users believe that it is realistic to cash out “Thank You” in the following way:

• use points to top up your cell phone balance;
• from there transfer them to an electronic wallet, for example Qiwi or WebMoney;
• pay with the funds received in online stores or even withdraw them to a card.

The scheme is tempting, but it doesn't work. The fact is that replenishing an MTS account with bonus “Thank you” is not converting them into money, but providing a discount on communication services, which is clearly stated in the public offer.

On the balance, these discount points are displayed as rubles only for the convenience of the subscriber; they cannot be used to pay for purchases on the Internet, utility bills and any other services. If you try to replenish your e-wallet with them, the system will not miss the payment, and an SMS notification about a lack of funds will be sent to your phone.

What other services or goods from MTS can be paid for with bonus “Thank you”?

At the moment, you can only top up your SIM card balance.

Who can pay for MTS using “Thank you”?

Anyone who takes part in the “Thank you” program and is at the same time an MTS subscriber can take advantage of the discount if the number does not have a ban on making payments through the Unified Payment Acceptance System (USPP). If you are a subscriber of another mobile operator, then, if you wish, you can top up the account of a friend or loved one who uses.

Are bank card details stored in the system?

No, the system does not save the information you specify, the operation is completely safe.

Are there any limits on paying for a phone with bonuses?

Yes, there are restrictions. A one-time payment should not exceed 6,000 rubles, the monthly limit for payment using this method is 12,000 rubles. You can only write off points from one card three times a day. It will not be possible to repeat the operation more than 7 times per week, and more than 20 times per month. More details about the restrictions can be found in the table presented.

What happens if I enter incorrect card details?

The system will notify you of the error and prompt you to enter again.

What happens if there is not enough “Thank You” or money on my card to complete the transaction?

A system message will appear indicating a lack of points or funds.

How quickly will funds be credited to my mobile account?

Enrollment occurs instantly, which the mobile operator will notify via SMS message.

Hotline of MTS and Sberbank

If you have any questions or difficulties while paying for communication services of the MTS operator using Thank You points from Sberbank, please contact the following hotline numbers

• 8 – telephone number of the help desk and support for MTS subscribers. Calls to this number are free from any telephone number and region of Russia.
• 0890 is a short version of the help service for MTS subscribers. If you can make phone calls from any phone (landline or mobile) and any operator, then you can call 0890 (easy to quickly dial) only from an MTS SIM card.
• 8 – hotline number from Sberbank for bonus program participants Thank you.

How does the program work?

The next issue that requires consideration is the operating features of the storage system. The bank has provided several main stages that all registered clients must go through:

• You should start by registering and joining the promotion;
• then you will need to spend a certain amount in partner stores, each monetary transaction will bring several points;
• After accumulating a sufficient amount, all that remains is to pay with it when purchasing the goods or pay for MTS with Thank you bonuses from Sberbank.

It is important to remember that endless storage of accumulated bonuses makes no sense. 3 years after receiving the score, it disappears without a trace. But a three-year period is enough to take advantage of the existing privileges.

How to pay “Thank you” in MTS communication stores

Before spending your accumulated “Thank You” money on purchasing a telephone, household appliances, accessories or other goods, you need to understand in detail the features of the calculation and the terms of cooperation with Sberbank.

Rules for using accrued points:

• You can pay with accrued “Thank you” only if you partially pay for the goods with a Sberbank of Russia card;
• points are converted into rubles in a 1:1 ratio;
• You can pay up to 99% of the product price with points;
• A mandatory minimum payment of 1% is withdrawn from the bank card (1 ruble for a purchase price of up to 100 rubles);
• The accrued points must be spent within three years, otherwise they are destroyed.

At the MTS store, you need to contact an employee and inform him of your desire to partially pay for your purchase with Sberbank bonuses at MTS. After this, determine the amount that is debited from the accounts. You can use the accumulated bonuses to purchase any product in the store, except for replenishing your balance. If there are problems with the product and you return it, the bonuses will be returned to your balance in the same way as regular funds.

How to get involved?

To increase the number of people who are entitled to benefits, cardholders are able to:

1. join the promotion through your personal account on the financial institution’s portal;
2. use the nearest terminal or ATM;
3. send an SMS message to service number 900 with the text “thank you xxxx” (instead of xxxx you need to indicate the last 4 digits of the card).

In the first two cases, clients just need to follow the instructions and recommendations of the system. And those who decide to use mobile communications should wait for a response message with an activation code. It will have to be sent again to the already mentioned number 900. After which an SMS will be received with a password to connect to the contact center, and the client will be entitled to privileges and savings.

How to spend “Thank you” bonuses from Sberbank on MTS?

There are 3 main ways to transfer bonuses to a SIM card and use them for their intended purpose. The rules provide for the following ways of spending accumulated funds:

• using the Sberbank-Online service, in a personal account specially designed for this section;
• on the official portal of the bonus program;
• on the MTS website.

Additionally, it is possible to use bonuses in retail stores, but this option is not suitable for paying for mobile communications.

It is important to note that for now it will be possible to top up your MTS account with Thank You bonuses from Sberbank only on the mobile operator’s website. Other options remain temporarily unavailable. But perhaps in the future the situation will change.

What else can you spend points on?

Communication services are not the only section in the catalog of bonus services on which MTS bonuses can be spent. The more points a subscriber has in his account, the more rewards he can purchase:

1. Connect the MTS GOODOK service and receive your favorite melody instead of simple beeps.
2. Exchange points for a discount when purchasing mobile equipment in the company’s official stores.
3. Sign up for a paid subscription to watch movies and television, gain access to dating services and other entertainment applications.
4. Use bonuses in exchange for a discount in the company’s partner stores.
5. Order the latest literary novelties in the form of electronic sources.
6. Get updates for the most popular virtual games.
7. Get privileges in servicing the MTS Money card.

Thanks to the voluminous list of rewards, a user with bonus points can top up his mobile phone balance, exchange points for the Internet or entertainment, without needing real money to pay for communications.

MTS attracts customers with favorable service conditions, versatility of tariff plans, as well as the opportunity for any subscriber to participate in the MTS Bonus savings program. Without enough funds, the user can exchange accumulated MTS points for money and purchase a smartphone at a discount. A nice addition will be to top up your mobile account with additional minutes for the remaining bonus units. With the program from MTS, you can actively spend resources and receive even more bonuses and rewards for this.

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How to pay for MTS with “Thank you” bonuses from Sberbank 2021?

To put money on a SIM card, you will have to perform a few simple steps:

1. you will need to visit the official website of the mobile operator;
2. switch to the section offering account replenishment;
3. select the appropriate option from the proposed methods of depositing money;
4. enter the number of the recipient of funds and specify the amount;
5. fill in the details of the monetary transaction, including information about the “plastic” and email;
6. confirm the decision made;
7. Wait for a message to arrive at the specified email address confirming the successful transfer of funds.

It is important to emphasize that before approving the transaction, you should carefully check the entered data so that an accidental typo does not lead to the loss of money.

How to accumulate bonuses on a card under the Thank You program

In order for points to start accumulating, you need to activate the reward program Thank you. It is activated once, after which bonuses are accrued automatically for any purchase in the network of Sberbank partners, for example, in the Pyaterochka store.

Here is an approximate sequence of actions:

• the bonus program is activated, for example, in a bank branch when issuing a card;
• From the very first purchase in the chain of stores, “Thank you” points in the amount of 1% of the payment amount, including VAT, begin to be credited to the bonus account. There is a single account for all points, so if there are several cards, you can pay with any of them;
• 1% of the purchase amount is the standard amount. The amount of points can be either higher or lower. This is determined individually by partner companies.

How to pay for MTS with “Thank you” bonuses from Sberbank through Sberbank Online?

Those wishing to pay for MTS with Thank You bonuses from Sberbank via Sberbank Online should abandon this idea, since such an approach is not yet available. But there is a possibility that the situation will change in the future. Then users will be able to do the following:

• log in to the bank’s portal and go to the page for using accumulated funds;
• find the desired telecom operator in the list of partners;
• indicate payment details;
• check the correctness of the data entered and confirm the actions.

There is no need to do anything additional.

Restrictions on the amount and number of payments

Participants of the MTS-Bonus program can connect to the Internet absolutely free of charge using points, paying for traffic with them. You can use the Bit or SuperBit options, and then pay for packages for one or three months with bonuses. The system allows, if necessary, to purchase additional 500 MB. Everything that was connected becomes paid according to the subscriber’s tariff after the month of use has expired.

Restrictions

The restrictions that subscribers will have to face deserve special mention:

1. clients who have connected will not be able to take advantage of the privileges;
2. The minimum amount to top up your phone is 500 rubles, the maximum is 6 thousand;
3. If a mistake is made, it will be impossible to correct it, returning points and filling out details in a new way will no longer be possible;
4. the maximum number of transactions per day is 3, per month – 20;
5. You can transfer money to no more than 3 subscriber numbers.

Additional conditions and current rules can be found on the bonus program portal. To do this, you just need to visit the appropriate section.

Let us remind you that from May 27, 2021, MTS does not accept “Thank you” bonuses for replenishing your account.

Is it possible to top up an MTS account with MTS bonuses?

The most pressing issue regarding MTS points is replenishing a mobile phone account with their help. Subscribers should carefully read the terms of the agreement when they plan to become participants in the bonus program.

This document contains clearly stated information that bonuses do not have a cash equivalent, so clients cannot receive cash for them. This service is not available today and is unlikely to be available in the near future.

Why does MTS limit the ability to top up your phone account with bonuses:

• the operator will benefit much more if, in exchange for points, it provides the user with services and goods;
• money credited to the account becomes the property of the subscriber;
• this method can be used to withdraw funds from the company, which means it will cause serious financial losses;
• the company as a whole does not consider this option profitable.

The possibility that the opportunity to pay a bill with MTS points will appear in the near future is small. The company does not plan to move in this direction in the coming years.