How to pay for mobile communications with “Thank you” bonuses from Sberbank?

The “THANK YOU” bonus program is a Sberbank project. It is very popular among its customers, as it allows plastic card holders to receive significant savings when making purchases, and the bank’s partners to attract customers to their service territory. The bank itself is strengthening its status as not only the most reliable, but also developed and progressive. Most often, clients make transfers in favor of mobile operators, so they are constantly interested in how to pay for a mobile phone with accumulated bonuses. Thank you from Sberbank.

How to pay for your phone with bonuses Thank you from Sberbank. How to take part in the “Thank you” campaign

If you plan to use bonus points to top up your smartphone balance, then first you need to earn them. To receive these bonuses, you will first need to become a member of the "Thank You" promotion.

First of all, you must understand that not all payment instruments issued by the described banking structure can take part in the mentioned promotion. So, for example, if you own a social payment instrument, then you will not be able to use it to participate in the bonus program in question. Owners of non-registered payment instruments can take part in the promotion, but with certain restrictions.

To find out in advance what types of payment instruments can be connected to the promotion, as well as the conditions of this promotion, you can visit the website of the described banking structure.

If you are the owner of a payment instrument from the described banking structure, which can take part in the mentioned program, then you need to connect it to the promotion. Depending on your own preferences, you can use the following methods to connect to the bonus promotion in question:

The first method involves using the Sberbank online platform to connect to the described promotion. To use this method, you will need to log into your account on the online platform, and then visit a special section dedicated to the “Thank you” campaign. Next, you will be required to fill out a special form, which requires you to indicate your phone number, email address, as well as the number of your payment instrument. Then, using the number sent to your phone, you will need to confirm your registration as a participant in the promotion.
The second method involves registering as a participant in the promotion using one of the self-service devices. After installing your payment instrument in a special slot and gaining access to the main menu, you will need to visit the bonus promotion section. Next, you will see a table in which you will need to enter the phone number associated with your payment instrument. Registration as a participant in the “Thank you” campaign must be confirmed using the code received on your phone.
The third method is available only to those clients of the described banking structure who use the services of the mobile platform. If you are one of them, then to register as a participant in the promotion in question you will be required to send a message to the mobile platform number. This message must consist of the last characters of your payment instrument number and the word “Thank you.” In the response message you will receive a code that you will need to use to confirm your desire to become a participant in the promotion.

How to join the "Thank You" bonus program

There are several ways to join the program:

using Sberbank Online;
through Mobile Bank;
via ATM.

Connection through the Mobile Bank service:

you need to send an SMS to number 900 with the text “Thank you xxxx”, where ХХХХ is the last 4 digits of the bank card;
in the response SMS you will be asked to confirm your consent to participate in the program and a five-digit confirmation code;
You must send this code back to the received message;
wait for an SMS with a unique password.
Registration is now complete.

Instructions for connecting through Sberbank Online:

download and install the application;
log in to your account;
find the section “Thank you from Sberbank”
enter the required registration data;
confirm consent to participate in the program;
receive an SMS confirming registration and a password.

Connection via ATM:

insert a bank card into the ATM;
enter PIN code;
find the “bonus program” section in the menu;
enter your phone number and read the rules and agree;
receive a password to contact the customer service center.

The bonus program from Sberbank “Spasibo” is an excellent option for saving on purchases for those who actively use the card. The bank regularly updates the terms of the program, improving them and making them more loyal and comfortable for customers.

Points are awarded automatically for any purchases made with the card. Some retail chains provide additional points. The disadvantage of the program is the fact that the accrued points can be spent in a limited number of stores that accept bonuses.

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How are bonuses calculated?

After your participation in the promotion is confirmed, bonuses will be sent to a special account when using your payment instrument to pay for various goods. It is important to mention that when you make purchases from companies that cooperate with the mentioned promotion, you will receive an increased number of points. The list of companies that cooperate with the campaign is posted on the website of the described banking structure.

According to the rules of the described promotion, points received expire over time. For this reason, it is recommended to periodically check the number of available points and use them in a timely manner so that they do not disappear.

Participants in the promotion in question can use several methods to check the number of points received:

The first way to check the number of points received involves using your personal account on the online platform. The number of available points is displayed in a special section of your personal account.
The second method will become available to you if you use the services of a mobile service. To use this method, you must send a message containing the number 9 to the promotion number (6470). In addition, to receive similar information, you can send the word “Thank you” and the last characters of your payment instrument number to the mobile service number.
The third method involves the use of a self-service device. If you decide to use this particular method, then you will need to insert the card into the receiver, and in the main menu select the section of the described promotion.

As for the process of receiving bonuses, it is carried out according to an elementary scheme. As soon as you pay for purchases using a payment instrument, a certain percentage of the money you paid will be converted into points and transferred to a special account.

As mentioned earlier, the number of points you earn depends on whether the company you're shopping with participates in the promotion being described or not. The number of bonuses you can receive may also be affected by the type of payment instrument you own. According to current rules, owners of some types of payment instruments receive an increased number of bonuses.

What restrictions exist?

Payments can be made from Sberbank Visa and MasterCard cards. When paying for mobile communications with bonuses, there are some restrictions:

You can make 3 payments per day from one card to the account of one subscriber;
You can make 5 payments from one card to the account of one subscriber per week;
You can make 20 payments per month from one card to the account of one subscriber.

As for the amounts, you can pay a maximum of 6 thousand rubles per day for cellular communication services to one subscriber, per week - 9 thousand, per month - 12 thousand.

Using points to top up your phone balance

Earlier we mentioned that this service is available only to MTS subscribers, since other mobile operators do not provide their customers with such an opportunity. You should also know that replenishing your phone account using the mobile service of the described banking structure is impossible.

Thus, if you need to carry out such an operation, you will have to visit the MTS website.

The process of replenishing your phone balance with “Thank you” points involves performing the following steps:

First you need to visit the official MTS portal.
On this site you should find the main menu, and in it select the option dedicated to replenishing your smartphone balance using a bank card.
Next, you will see a special form in which you will need to indicate the amount of money that you want to use to top up your phone balance, as well as indicate the phone number to which the funds will be credited.
Then, from the proposed payment methods, you will have to select payment using “Thank you” points and click on “Next”.
In the next step, a field will appear on the screen in which you will need to enter your payment instrument number, after which you need to complete the transaction.

It will be useful for you to know that using the described procedure you will be able to replenish not only the balance of your smartphone, but also transfer money to the phone accounts of third parties. The peculiarity of the procedure for replenishing a telephone account is that, according to current rules, the full replenishment amount cannot be paid with “Thank you” points. Using points, only 99% of the amount you specify is paid. In this case, the remaining 1% of the amount will be debited from the account of the payment instrument that you connected to the “Thank you” promotion.

In addition, MTS sets its own restrictions that apply when performing the described procedure, according to which you will be able to top up only one phone number daily.

MTS

This cellular connection is one of Sberbank’s partners, so replenishing your account with Thank You bonuses is one of the possibilities for their joint work and has a simple algorithm of actions.

How to haggle correctly: learn to reduce the price of purchases

To do this you need:

go to the “Easy payment” page on the pay.mts.ru service;
select MTS, then pay for services with bonuses Thank you;
enter the phone number, amount and card from which the debit will occur.

You can also make a payment on the MTS website:

go to your personal account;
in the “Payments” tab, select “All payments”;
you will be redirected to the “Easy payment” page;
follow the instructions described above.

Please remember that you cannot pay for any service in full. Points can only cover 99% of the total payment amount. If you need to deposit 1000 rubles, then you can pay 990 rubles with bonuses, and the remaining 10 will be debited from the card. Also, the minimum payment must be at least 500 rubles, and the replenishment limit is 6,000 rubles per day, 9,000 per week, and 12,000 rubles per month.

Pay with points for purchases in MTS stores

The MTS company works closely with the described banking structure, thanks to which it provides the opportunity for participants in the “Thank You” campaign to use points not only to replenish their telephone account, but also to purchase various goods in the company’s stores. Thus, once you accumulate a certain number of points, you can use them to purchase smartphones, as well as various accessories for them.

At the same time, you must understand that the process of using points to purchase goods at MTS retail outlets is possible only if certain conditions are met:

Using points, you can pay only part of the cost of goods, and the rest will be debited from the payment instrument account connected to the promotion.
According to the current rules, the cost of each bonus is equal to one ruble.
If the cost of your chosen purchase is less than one hundred rubles, then you will have to pay at least one ruble in real money.

The procedure for purchasing goods in MTS stores using “Thank you” points is as follows:

You need to visit the company's outlet and choose the product you like.
Next, you will need to contact the seller and inform him that you plan to pay part of the price using points.
The seller will then explain to you how much of the price can be paid with points, after which you can proceed to pay.
During the payment process, a certain number of points will be debited from a special account, and the rest of the price will be debited from the account of your payment instrument.

You should be aware that if you decide to return the purchased products, then as a result of their return, money will be credited to your payment instrument account, and the “Thank you” bonuses spent on the purchase will be transferred to a special account. The return procedure itself will be the same as if you paid the full price in cash.

Beeline

At the moment, MTS is the official partner in the field of cellular services of Sberbank, so your Beeline account cannot be topped up directly with bonuses. Thank you. But there are several third-party ways you can use them:

Through the official partner of the bank.
In the Euroset salon.

To make a payment through a partner bank you must:

credit points to your MTS account. To do this, you need to go to the website, go to “Financial Services” and select “Payments”, then “Cellular Communications” and indicate “MTS”. When choosing a payment method, indicate that bonuses;

transfer funds to the phone of the desired operator. In the “Financial Services” tab, select “Payments”, then “Cellular Communications”, indicate the phone number and method of payment from the MTS mobile phone account.

When withdrawing points this way, a 10.4% commission is charged.