MTS “In Full Trust” service: what it is, how to connect and disconnect

is a free option that allows you to stay in touch even if the money in your account runs out. In essence, you continue to use all the services of the mobile operator on credit. For some, this is very convenient, since it allows you to avoid blocking your number when you reach a zero balance. Some users, on the contrary, are very dissatisfied, since use leads to increased communication costs.

We will tell you in more detail about the disadvantages and pitfalls of the option, as well as customer reviews at the end of the article. If you want to share your opinion, look in the comments. In the meantime, let's start the review with a description of the service, the terms of its provision, at what tariffs it is available for connection and how to manage the limit.

What does the option provide and its cost?

According to the operator's rules, subscribers cannot use communication services if the money on their balance is empty.
Even on tariffs with a subscription fee, already paid service packages are not provided if the subscriber’s personal account has 0. In fact, the number is blocked and can only receive incoming calls. MTS gives the user a small credit limit, thereby shifting the shutdown threshold to a negative value. Simply put, you go into the red and continue to use any available MTS services: voice communications, mobile Internet, text messages and other services.
The minimum monetary equivalent of the operator’s “trust” is 300 rubles. If the user repays the loan on time, then over time the “credit of trust” grows and the limit amount increases. There is no maximum limit. Each subscriber has his own “ceiling”; it is calculated individually.

If you use up all the credit provided, the SIM card will be blocked and it will be impossible to use the connection. To unblock the number you need to top up your account. There is no need to return the entire amount spent at once; it is enough to simply return to the limit approved by the operator.

MTS does not charge money for connection and does not charge a commission for using borrowed funds.

Do you need to raise the “bar of trust”?

If you want the limit to become larger, you need to comply with some important features of the service. So, the initial “start” of the system is 300 rubles “minus”. You need to know that the “bar” will increase over time if you:

For this reason, if you asked the question “How to increase the limit on MTS,” just make payments for mobile communications on time and gradually increase consumption, which will gradually increase on its own.

By the way, you can fix a certain trust limit yourself (it is necessary that there is an available amount) in two ways:

In principle, the answer to the question “How to reduce the limit on MTS” will be the exact opposite actions indicated above: non-payment of bills, reducing the density of calls, sending SMS and mms messages, accessing the Internet from the phone.

Who can activate the option

On popular MTS tariffs (Smart, My Smart, Tariffische, etc.) it is already included in the starter package. After 6 months from the date of purchase of the SIM card, it is activated automatically if the subscriber topped up the balance in a timely manner and did not allow the number to be blocked for financial reasons.

Users of old tariff plans can add the service themselves.

It is important to comply with the following conditions:

• be a subscriber of Mobile TeleSystems for at least 3 months;
• pay bills regularly and avoid late payments (not only for mobile communications, but also for home Internet, if connected). Debt on any MTS account that has not been paid for more than 30 days is considered overdue;
• monthly communication costs for a subscriber number from 200 rubles.

The option is incompatible with all corporate tariff plans, as well as the “Cool”, “Guest”, “Basic”, “For Laptop”, “For Tablet”, “MTS iPad”, “Your Country” tariffs.

The “On Full Trust” service excludes the possibility of using the “Promised Payment” option, and vice versa. That is, you cannot activate one service while another is active.

Do you need a job in a stable company?

Many people are currently not entirely happy with their current activities. We are talking about working at work 8 hours a day (usually). If you have a clear mind and the ability to work in a team, why not try your hand at ?

The No. 1 mobile operator in Russia offers the following guarantees:

1. Operation stability
2. High profit payment
3. Organization of trips to corporate events at the expense of organizational departments
4. Respect and trust of employees

Vacancies in Moscow for any department of the operator can be viewed on the main website of MTS LLC. Moreover, you can use the opportunity to talk with employees “on the spot” at any nearest branch of the company. Just find on the map the place that is closest to you and look at the approximate list of nearby addresses. You can find them on two portals (at least):

In general, working at MTS means honor and respect, security in the future and in your pocket. If you no longer want to be someone other than who you are, welcome to the best mobile company in the Russian Federation.

Concluding the article, the mobile subscriber assistance site would like to express its gratitude to the many people who supply up-to-date information to the portal pages. Thanks to the timely search and discovery of information, visitors have the opportunity to promptly solve any problems related to the work of MTS LLC and other cellular companies.

MTS offers, which allows you to use all services as long as the MTS limit is not exceeded. Also, when using the service in full trust, there is a limit on the Internet. This number upon connection is 300 rubles. How to increase the MTS limit?

It's very simple: it happens automatically. After six months of using the service, the maximum negative balance is half of the money spent on the phone for the entire time.

How to connect or disconnect MTS

You can manage the option through USSD commands, as well as your Personal Account and the My MTS mobile application.

USSD combination

Dial *111*32# on your phone to add the option and start using credit from the operator.

Typing this command again will disable the service.

Through your Personal Account or mobile application

1. Log in to the self-service service and open the “Services” section.
2. Use the search bar and start entering the name of the option, the service will greatly save your time and find the desired one src=»https://kakpozvonit.ru/wp-content/uploads/kak-podkluchit-uslugu-na-polnom-doverii-mts-v- lichnom-kabinete.jpg" class="aligncenter" width="770″ height="365″[/img] If you use a mobile application, then follow this path: " → "Opportunities with zero" → "With full trust" .
3. Click the “Connect” button, and then confirm your intention to add the service to the list of active ones and wait for an SMS with a message about activating the option.

To disable MTS through your Personal Account, follow the same sequence of actions.

Why can't I activate the service?

You cannot use this option for the following reasons:

• you have a negative account balance;
• you used a trust payment and did not repay it;
• the average expense on your account over the last 3 months is less than 200 rubles;
• your tariff plan is not compatible with the “On Full Trust” option.

About

If you disconnect the service and then connect it again, the credit limit will be the same as when disconnected. A very practical service if you forget or don’t have time to top up your phone balance on time, however, this option can turn against you - scammers can talk on your phone until your balance goes into a large negative balance.

Attackers can also find out your phone number and connect paid subscriptions to your number without your consent, and more money will be taken from your phone than is in your account.

Finding out the amount of money on your MTS phone is very simple: just dial *132# and they will tell you how much money you can still spend. So how do you enable or disable this service? Let's figure it out.

How to find out your limit

You can find out the deactivation threshold for your number and how much you can go into the minus through your Personal Account or mobile application, or by dialing the combination *132#.

It is more convenient to use your personal account, since you can immediately set a ban on increasing the loan amount. Just log in to the service and in the list of connected ones and go to “Limit Management”.

We tell you how the operator calculates the loan amount under the “In full confidence” option for its clients.

In the first three months of using the service, MTS provides a credit limit of 300 rubles. That is, the number will be blocked when the balance reaches about 300 rubles.

From the fourth month of using the “In Full Trust” option, MTS increases the limit. The allowed amount is set either by the period of use of the service (the longer, the more), or is calculated based on the amount of monthly expenses, depending on which option is more profitable for the operator. You need to understand that the telecom company is interested in providing large amounts of credit, because this makes it more likely that the subscriber will unnoticed spend all available funds.

As long as you use, the credit limit will be increased in any case. Don’t be fooled by the idea that if you spend about 300 rubles a month, you won’t be able to “go into the red” one day by 700 or more.

Available loan amounts “on trust”, based on the duration of use of the option (in the absence of an increase in average monthly communication costs):

If your monthly communication costs are quite high or increase from month to month, then the available limit is calculated using the formula: R + 20%, where R is the arithmetic average of the amount charged by number over the last 90 days. For example, if on average you spend 500 rubles a month, you can lose 600 rubles.

Any expenses on the subscriber number to which the service is connected are taken into account: monthly fee according to the tariff, the cost of additionally ordered options (for example, extending Internet speed), roaming fees, etc. In this case, there is no maximum limit on the approved loan amount. It can be 700, 1500, or 4000 rubles.

How and when to pay the bill for the funds used?

To pay the bill for the “On Full Trust” service, top up your phone balance using your usual method.

Once a month, the operator issues an invoice for the previous 30 days. It must be paid by the 24th of the current month. For example, if you used in August, you will receive an invoice in September. You can pay it immediately or in part, the main thing is to pay the entire amount before September 24, otherwise the number will be blocked.

So that you do not forget to repay the borrowed funds, the operator will remind you to make a payment a week before the end of the term. If the money still does not arrive, then another reminder will be sent via SMS 2 days before the blocking date.

You don't have to wait for information messages from the operator. Dial the USSD combination *132# and find out about the debt and payment deadline at any time. The answer comes in an SMS message with approximately the following content: “Limit: 600; Amount to be paid: 198.02; Pay by 10/24/20.”

Attention! If you use the MTS “In Full Trust” option, be sure to regularly check your balance. The operator will inform you that you spend credit funds only when the limit is used up by 75%.

How to increase or decrease the limit

Subscribers cannot manage the limit and increase or decrease the amount at their own request.

Therefore, it is possible to increase or decrease the amount of the “trust loan” only indirectly:

• if bills are repaid on time and there are no overdue payments, the operator will increase the available limit;
• in case of late payment of bills, the credit limit is reduced to a minimum threshold of -300 rubles, but over time it can be increased again.

There is a small life hack that allows you to reset the size of the loan approved by the operator to the original amount of 300 rubles. To do this, you need to disable the “On full trust” option of MTS using the command *111*32# or through the mobile application. Then wait for the invoice to be issued and pay it, and then send the command to activate the option. will be connected with an initial limit of 300 rubles. If desired, you can fix this amount and exclude a further increase in the shutdown threshold.

Reviews about MTS. What's the catch?

Many subscribers find the “In full confidence” option useful. It’s hard to disagree with this, and here’s why:

• You will not be left without communication at the wrong time if the money on your phone suddenly runs out.
• The service is absolutely free , the operator does not charge any fees for using borrowed funds (unlike the “Promised payment” option).

If used thoughtfully and carefully, the MTS “In full confidence” option will be a good help in a difficult situation, but if treated carelessly, it can lead to a large debt to the television company.

From user reviews, the following pitfalls can be identified:

• It's easy to go into a big minus if you don't control your balance.
• The higher the credit limit, the greater the temptation to spend available funds . Some users admit that even after reaching a small minus, and realizing that the money would have to be returned, they still continued to use the operator’s services and order paid options.
• Constantly increasing the credit limit without warning the user.
• There is no warning that the money in the account has run out and you are going into the red. An SMS stating that you have incurred a debt to the operator and are spending the borrowed money arrives only when the subscriber has spent 75% of the established limit.

What is “In full confidence” MTS?

The essence of the service is simple - the operator allows you to continue using mobile communications even if your account balance is negative, trusting the subscriber. Such a cooperation scheme is beneficial for the company, since the client ultimately spends more money and undertakes to repay the issued loan.

Important! In case of termination of the contract with the organization and transfer of the number to another operator, the client must pay off the existing debt. The company will not allow you to switch to a competitor with your phone until the subscriber pays off the loan issued to him.

Therefore, before submitting an application for number porting, you need to check the status of your MTS account. If there is a debt, it must be repaid using one of the available methods so that the balance becomes zero or positive.