The MTS operator today is rightfully the leader in the cellular communications market. The company is constantly introducing new options and has connected its MTS Money payment system. In this article we will tell you how to request a promised payment from MTS when your balance is negative and what combinations will allow you to do this.
The “Promised payment” option (hereinafter referred to as OP) allows an MTS subscriber to instantly receive money into his account for a period of 3 days. You can request the service with a balance of minus 30. The size of the loan provided to you depends on the amount you spend per month. Here is a visual table:
- Spend 50 rubles - get up to 50 rubles.
- Spend 300 rubles - get up to 200 rubles.
- Spend 301-500 rubles - get up to 400 rubles.
- Spend from 501 rubles and above - get up to 1000 rubles.
So, you can activate this item and receive money into your account through four services: the My MTS application, in your personal account (old version), by USSD request and through a call. Let's talk about everything in order.
Description of service
The “Trust payment” function is a credit service. The service will be convenient in cases where there is no way to top up your account and your phone balance is approaching zero. Using the function, the subscriber can instantly add money to his card and continue full-fledged communication. However, you need to understand that the debt will have to be repaid. Moreover, the information about the service states that a certain commission is provided for using the loan.
The amount a client can borrow will directly depend on his mobile spending for the month. If a user deposits less than 10 rubles into the account within 30 days, he will not be able to borrow, either with a positive or zero balance. Only subscribers with a negative balance of no more than 30 rubles will be able to borrow money from MTS if it is negative.
If the client spent from 10 to 100 rubles on mobile communications in a month, he will be able to borrow 50 rubles from the television system. If a user has spent more than 100 rubles in a month, his credit rate will increase. According to the terms of the service, a subscriber can borrow from 50 to 800 rubles.
The debt must be repaid within three days. You can use the service again four days after ordering your first loan.
You can activate the function in several ways:
- Through your personal account. To do this, go to your page, select the “ column and click the “Connect” button.
- Through the office of the mobile operator. To do this, you need to come to the telesystem office with a passport and a contract (if you have one), and ask a free employee to help you activate the service. The address of the nearest MTS branch in your area can be found on the website of the cellular provider, or by calling 0890. Calls are free for network clients.
- By sending a USSD request. To do this, dial the digital combination *111*123# on your mobile device and press the “call” button.
- Through a call to the special number 1113.
Before you take a “Trust payment” on MTS, you need to familiarize yourself with the terms of service:
The service is provided exclusively to individuals; it does not work on corporate TPs;
- the subscriber must use MTS mobile communications for at least 3 months;
- the user must pay bills on time and must not have a debt of more than 30 rubles;
- the service does not work in tandem with the “In full trust” option.
Commission for using “Promised Payment” on MTS
Some requested amounts require an additional fee:
- “Trust payment” MTS for 30 rubles or less: no commission;
- 31-99 rubles: 7 rubles;
- 100-199: 10 rubles;
- 200-499: 25 rubles;
- over 500: 50 rubles.
Payment will be charged at the same time as the borrowed amount for each request. Requesting a larger amount is not available to everyone. The request parameter depends on the activity of using the mobile phone and the funds deposited on the balance:
- With an average cost of 300 rubles per month: it is possible to borrow up to 200 rubles;
- When spending in the range of 300-500 rubles: up to 400 rubles;
- Over 500 rubles: up to 800 rubles.
Service capabilities
As mentioned above, the capabilities of the service and the size of the loan directly depend on the client’s monthly cellular expenses. That is, the more active the subscriber is, the larger the mobile loan he will be provided.
The minimum amount allocated by the telesystem within the framework of the “Trust Payment” service is 50 rubles. It can be taken by both subscribers with a positive balance and with a negative one.
Now let's look in detail at how you can get a loan for MTS with a negative balance.
How to set up the service through MTS “Personal Account”
To independently configure the MTS “Trust Payment”, the Internet will come in handy. You need to visit your Account (after official registration) and go to the Payment menu - Promised payment. The interface is convenient and intuitive. After filling out the order, the money will be credited to your account.
In similar ways, you can check whether there is a debt for a service and the deadline for its repayment:
- when contacting the autoinformer in the MTS Trust Payment section using the combination of numbers *111*1230#;
- call the operator on 1113;
- visiting your Personal Account: Payment – Promised payment – History of promised payments.
When checking the balance, the client is shown the value taking into account the borrowed money. Therefore, you should control it yourself.
Promised payment from MTS with a negative balance
There are several ways to receive the “Promised Payment” from MTS with a negative balance:
- Dial the digital combination *111*123# on your phone, press the call button and wait for the system to respond.
- call the special number 1113 and then follow the instructions. The number is available even with a negative balance.
- enable the service in your personal account, in the “Services” section.
And also, for any question, you can always contact the nearest telesystem office (with your passport).
How to borrow money on MTS 100 rubles for a phone?
The easiest and most affordable way to get a loan and top up your balance is to use. To activate the option, just dial the short USSD command *111*123#xxx on your mobile phone, where xxx is the borrowed amount. It can range from 50 to 800 rubles, including 100 rubles or another amount from the specified range.
If using the command is inconvenient, you should call the service number 1113. Next, you will need to listen to the answer and specify the parameters for receiving funds. The balance will be replenished almost instantly, and the user will almost immediately be able to make calls and use other services of the mobile company.
It should be noted that, depending on the amount of debt, a subscription fee may be charged.
Its size depends on the region where the SIM card is connected, so the exact numbers should be checked at the service office or contact center (88002500890).
Price
When repaying the loan, a commission fee will be debited from the subscriber's account. Only a loan of 50 rubles is not subject to commission. In other cases, the amount of the penalty will be calculated as follows:
- if you borrow from 51 to 100 rubles on MTS, the percentage of penalties will increase to 7 rubles;
- when ordering from 100 to 200 rubles, the commission will be 10 rubles;
- if the subscriber borrowed from 200 to 500 rubles, the commission fee will be 25 rubles;
- if the loan amount was 500-800 rubles, the service fee in the amount of 50 rubles will be debited from the subscriber’s account.
Attention! The “Trust payment” option is not available to persons on the MTS blacklists and malicious debtors.
In your personal account
Those who have not yet decided how to deposit the promised payment on MTS will also be pleased with the last option to activate the option. To request financial assistance, you should go to your personal account on the official website of the cellular company. To receive money you will need:
- log in;
- go to the “payment” section (sometimes this section should be searched in the “payment history”);
- select the desired item and indicate the amount;
- confirm actions.
It is worth noting that you will not be able to top up your account via SMS. It is permissible to use only the options listed here.
Mobile banking or Sberbank Online
You can top up your phone balance through your Sberbank Online personal page. The same conditions with the mobile application from Sberbank. Go to your personal page. Look for “Pay for mobile communications”. Enter your phone number and payment amount. The system will request a password from an SMS message. Enter password. The money will be transferred instantly.
Ways to take a trust payment
A cellular network consumer can activate the additional “Trust Payment” service through the My MTS system . To perform the operation this way, you need to do the following:
- download the My MTS application to your smartphone;
- log in to the system using your number;
- visit the “Invoice and Payment” section;
- find the subsection “Opportunities at zero”;
- go to the specified menu item, activate the service for receiving money in debt.
To accrue finances for a couple of days, you should dial the command *111*123# on the mobile display and click on the call button.
To receive a debt through the “Personal Account” , a client of a mobile operator should take these steps:
- On the mobile control panel, find the SIM card management section;
- log in to your personal account;
- select the menu named “Payment”, go to the “Promised payment” section;
- Click the connect icon, wait for financial assets.
Cellular network clients can use the service by calling the short number 1113 . Using the automatic menu prompts, the connection is made, and a text message is sent about the operation.
How to activate the option on MTS?
explains in detail through its website how to take the promised payment from MTS. It's very simple. How to connect the promised payment to MTS?
- The most accessible way is a USSD technical request. How to take the promised payment to MTS using this method? Dial the sequence of characters *112*, after the asterisk enter the requested amount , press #, then make a call. The option will be enabled automatically and the subscriber’s account will be replenished. This option is available for any device that has the ability to enter USSD commands . If there is no technical possibility, you must contact customer service by phone.
- There is an alternative option for making the promised payment to MTS. The Mobile Assistant function will help. To call the MTS “Promised Payment” service, the combination of numbers should look like 087013. The required amount will appear on the account.
- The third option is how to enter the promised payment on MTS: log into the site via a smartphone or tablet computer, activate the service as described above.
- The last, also very easy way to receive the promised payment on MTS is to send an SMS message to the number 087013. You need to enter the payment amount in the letter field.
Contacting the office
If you were unable to take the promised payment to MTS yourself, you can contact the operator of the nearest company office, making sure to have your Russian Federation passport or driver’s license . The operator will quickly activate the required service, instantly replenishing the balance of your mobile personal account.
The company provides the opportunity to use the service only to those subscribers who have a positive account balance. After replenishing via MTS “Promised payment”, the command to check the balance will allow you to see the current status of the account , taking into account the loan amount.
The methods listed above accurately answer the question of how to receive the promised payment on MTS. Everything else depends on desire and determining the most optimal course of action, based on the specific situation and preferences. So, to work with the Internet Assistant you need to have this function enabled.
Service cost
The amount of the subscription fee for the money lent is determined by how much the consumer specifically received. Subscription fee for using additional funds. Charged by the mobile space operator according to this scheme:
- the client was given 30 rubles - no additional fee is charged for using the service;
- received from 31 to 99 rubles - the cost of turning on the service is 7 rubles ;
- if the client received 100–199 rubles , the monthly fee is 10 rubles ;
- If you received 200–499 rubles 25 rubles for using the service ;
- a cellular network client has been credited with more than 500 rubles - payment for using the service is 50 rubles.
Money is withdrawn from the subscriber's account after the period for using the credit money has completely expired.
How to borrow money from MTS with a negative balance?
In addition to the options listed, there are other ways to contact friends if your account has a minus or zero balance. Users should take advantage of the following services:
- Call me back;
- Help out;
- Top up my account.
In the first case, the interlocutor will receive a message asking him to call the number specified in the message. The second option will allow the subscriber to contact the interlocutor at his expense. The third option assumes that the subscriber who received the message will top up the account of the friend who sent the request.
