7 ways to top up your Megafon account via the Internet, terminal, using a bank card and cash

A negative balance on a cell phone is not the most pleasant situation. There are many ways to top up your Megafon phone account; unfortunately, there are fraudulent schemes among the payment options. We’ll tell you further how to put money on your balance while saving on commissions and not worrying about the safety of funds and confidential information.

The Megafon company offers its clients several options for depositing money into their balance:

Cash. Megafon, Svyaznoy, Euroset stores will credit funds to the subscriber's account and will not charge a commission. Through ATMs and self-service devices with the function of accepting banknotes, you can quickly deposit money into a number, and the bank will take a commission. You can also top up your balance at payment terminals; the commission will be higher, and the time it takes for money to be credited to your account will be longer.
By bank transfer. You can add money to your balance from a bank card using the company’s official website, your personal account on the bank’s website, using SMS banking and at ATMs. Electronic wallets Yandex.Money and Qiwi send money to Megafon and do not charge a commission for this.
Bonus points from Megafon are easily converted into rubles on your subscriber account.
The promised payment and the help of a friend will help out in case of temporary lack of funds.
Payment cards can still be found on sale; to implement the service you need to buy a card and activate it. Money can be sent to your phone or to the number of another subscriber.

Attention!
Beware of third-party sites offering to pay for Megafon communications. To transfer funds, use the company’s official websites or bank and e-wallet applications. Let's look at safe ways to non-cash replenishment of a Megafon subscriber account in more detail.

On the official website of the Megafon operator you can top up your balance without registration and without commission. The minimum transfer amount is 100 rubles, the maximum you can send is 15,000. Money transactions are protected; when you enter card data, the site goes into a secure transaction mode.

You can pay for a phone on the company’s website in several ways:

Bank card;
Qiwi Wallet;
Yandex money;
Webmoney;
Promised payment.

Transactions using a card, Qiwi, Yandex.Money are free; when debiting funds from Webmoney, the commission will be 0.8% of the payment amount.
When transferring funds from a bank card on the company's website, you must enter the phone number you need to pay and the amount. In the next window you need to fill in the card details - number, expiration date, CVV code. The operation must be confirmed with a one-time password, after which the money will be credited to the account.

To avoid disconnecting your phone for non-payment, you can set up automatic payment from the card to the subscriber’s balance. To do this, you will have to link the card to the number and enter its details once. If the account balance decreases to 30 rubles or less, the system itself will withdraw money from the card and credit it to the number. The user sets the replenishment amount independently; in addition, it is possible to set up monthly debiting of funds.

Methods to replenish your balance on a megaphone

There are several options for depositing funds to top up a mobile SIM card. You can choose one of the following options to increase your balance:

Cash. The method is used for payment at a Megafon customer service office, a mobile phone store, or through a self-service terminal. For cash, you can purchase a payment card of a certain denomination, which will be credited when you follow the instructions.
With a bank card (cards from the popular payment systems Visa and Mastercard are suitable for payments), you can top up your balance through an ATM, Megafon-online personal account, provided that the card is linked to a phone number, at an operator’s office or a communication store.

Taking advantage of a loan is an opportunity to top up your personal account on credit if you are unable to deposit money immediately or the subscriber has incurred a debt. The size of the loan depends on the history of communication use over past periods (term of use of the number, amount of previous payments). Megafon offers subscribers to use one of two options (it is impossible to use both functions at the same time):
Credit of trust is a function that gives the subscriber the opportunity to communicate for some time with a negative balance. Connected free of charge by a Megafon office employee. The function can be configured on the official portal of the operator or by command *105*1*3*1*1#call or *138#call. As soon as the balance approaches zero, the SIM card is automatically replenished with an amount from 300 to 900 rubles. (depends on the terms of use of the operator and the amount of account replenishment for previous periods).

SMS bot 007

provided the ability to link bank cards to a specific phone number and use them to pay for communications using SMS commands. The service for this is called “SMS-bot 007”.

To start using the service, link your bank card to your phone number. For this:

Send a message to number 007. The text does not matter.
Wait for the bot to react and answer all its questions. It will ask for card details.

You can make sure that everything worked out using the “Maps” command. Send it to number 007, and the system will display a list of linked bank cards. Each card in the list will be numbered.

To top up your balance, simply send the amount to the bot number. If you need to top up the balance of another number, send the amount and ten digits of the other phone number through a space to the bot as an SMS message.

To unlink a card from a phone number, send “Delete XX” to 007. Instead of XXXX, indicate the serial number of the card in the list of those linked to the phone.

How to deposit money into a megaphone account at the operator's office

Visiting a mobile phone store is one of the most convenient and easiest ways to top up your mobile balance. Due to the wide network coverage and large subscriber base, such offices are common in many cities. Arriving at the Megafon salon with a passport (often they do not ask for an identification document), the employee should dictate the phone number, the amount of replenishment, and pay for the service in cash or by bank card. In this way, you can top up your account through a megaphone without additional commission, and the funds arrive in a short period: up to several minutes.

Via a self-service terminal or ATM

Topping up your balance in this way can be done with or without a commission. Often, the service of replenishing a SIM card through an ATM is provided free of charge, provided that there are enough funds on the bank card. How to top up your Megafon mobile account at an ATM:

Insert the card into the card acceptance device, enter the PIN code.
Select the "Mobile" option in the "Payments" tab.
Use the buttons to enter your mobile phone number.
Enter the replenishment amount.
After checking the entered data, confirm the operation.
Once you've finished using the ATM, take your receipt and bank card.
Wait for an SMS text notification about the money being credited.

The fee for a self-service terminal is 1.5%, but the money is credited quickly, in a few minutes. Having selected the Megafon operator in the payment section of your mobile phone, dial your number and carefully check the dialed numbers. Insert money into the bill acceptor. When the payment terminal recognizes the bills, the system will inform you about the commission amount and the credit amount, confirm the payment. Once you receive the check, keep it until the funds are credited.

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Via the operator's website

The last method in our instructions, which tells how to transfer money from a megaphone, is the form on the website.

1. Go to the official website of the company.

2. In the menu on the main page, find “Services and options” - in the list that appears, select “Payments and transfers”.

3. On the page that opens, find the desired service, in our case - “Transfer to another phone”.

4. Enter the desired amount from 1 to 13,820 rubles.

5. Enter the details of the subscriber to whom the payment is addressed.

6. Fill in the column with the sender’s number and click the “Transfer” button.

Payment through electronic payment systems

You can top up your Megafon account safely and very quickly without leaving your computer. Such payment is made through electronic payment systems (Webmoney, Qiwi, Yandex.Money). Important conditions for the implementation of the scheme: the subscriber has one of these electronic wallets with funds in the account. Select the “payment” section, the “mobile communications” tab, your operator, indicate your phone number, and fill out the transfer amount box. The commission for the service is charged according to the tariffs established by the system of the electronic wallet used.

Transfer via SMS

SMS is also a very efficient way. It is negligibly inferior to USSD in efficiency.

Its advantage is that you need to enter even less data than even with the previous method.

Algorithm

What should be done:

just send the recipient an SMS message with the text
#500
(you can add a comment separated by a space - if desired or necessary).

Note 3.

“500” is the transfer amount. You can enter your own option.

Important! If you are sending a message from your iPhone, you need to deactivate the iMessage feature.

To disable the mentioned service, open the “Messages” item in the settings – there the option to enable/disable will be available. After the translation, you can enable it again. The measure is related to the closed nature of the iMessage protocol.

How to request a transfer for yourself?

You can request another Megafon subscriber to top up your account. To do this, send the command #500?

to his number. “500” is the requested amount. When he confirms the request, the money will be transferred to you.

Operation price

The cost is determined by Megafon's tariff plan. If you transfer funds to another Megafon subscriber and, accordingly, send an SMS to his number, it will not cost you anything.

For subscribers of other operators, sending a message with a command to top up someone else’s account will cost 5% of the transfer amount and not less than 10 rubles.

Via USSD command

This option allows you to top up your Megafon account without commission. A prerequisite is to have a valid bank card linked to the megaphone SIM card. A USSD request to top up your phone balance is sent as follows: dial the combination *117*Σ# (where Σ is the payment amount, for example, 100, 150, etc.), press the call button. Before sending the command, make sure that the amount of money required to complete the operation can be debited from your bank card.

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Restrictions on the amount of payments

All payments from a bank card (regardless of the transfer method - via the Internet, via SMS, USSD command or other method) are subject to the following restrictions on the transfer amount:

You can transfer at least 100 rubles and no more than 15,000 rubles at a time
You are allowed to transfer no more than 15,000 rubles per day from one bank card
In one week, you can transfer no more than 30,000 rubles from several bank cards to one personal account, and no more than 30,000 rubles from one bank card to several personal accounts.
The amount of transfers per month from one bank card is no more than 50,000 rubles. The amount of all transfers per month to one personal account should also not exceed 50,000 rubles.

Payment of balance on the official MegaFon website

By registering on the operator’s portal, you can top up your mobile account without commission, manage tariffs, and control expenses. The login to enter is the phone number, the user receives the password by dialing the ussd command *105*00#call. Having selected the “Top up account” function from the menu of the main page, you should check the phone number, the amount of replenishment, select the payment method (bank card, payment card purchased from the employees of the communication salon, bonus points awarded for using Megafon mobile communications). The established minimum payment is 100 rubles.

"MegaFon Bonus" for transferring funds

MegaFon Bonus is a program that allows customers of this mobile network to earn points and spend them on communication services or other pleasant little things.

The program is free, you can join it:

by writing a message to number 5010 with the digital combination 5010;
by sending a USSD request *115# or *105*5#;
using your personal account.

Users of the service can transfer, top up the account of others, to do this they need to choose one of two options:

enter the combination *115#subscriber number#bonus code#call button;
write a text message to 5010 containing the bonus code and the number of the subscriber for whom you will top up the phone.

The service is limited: the maximum number of transfers to someone else’s phone is 7 times a month.

Depositing money through “Personal Account”

You can top up a subscriber’s personal account using a device (desktop computer, tablet or smartphone) connected to the Internet. To do this, you need to register a personal account through the website of the bank whose card owner is the subscriber, or the official Megafon portal. Methods for depositing funds from your “personal account”:

Bank website (Internet banking). To create a personal account, you need to visit the bank office with your passport (you can get a one-time password from Sberbank via an ATM and change it the first time you log in). After authorization using your username and password, you should select a card (if there are several of them) to top up your account. Going to the “Payment” section, enter the phone number, payment amount, confirm the request, wait for the SMS message, enter the transaction confirmation code. After this, you should expect funds to be written off from the card and credited to your mobile SIM card. This way you can top up any phone number. Online banks do not charge transaction fees.
Megafon personal account (the Service Guide portal is an analogue of the personal account of the Megafon operator). By logging into your personal account via a computer or mobile application using your username and password, you can see the balance of funds, make a payment without commission by selecting the “Top up balance” command, indicating your bank card details. Money is credited online, the payment amount must be at least 100 rubles.

Using Sberbank – online

Circumstances arise when it is necessary to transfer funds from a Sberbank card to MegaFon. To carry out this action you need online - Sberbank. The user should go to the bank in advance and draw up an agreement for the provision of services. Next, the user is authorized and system access is granted to him.

With the support of the online system, you can top up your MegaFon personal account. To carry out the operation, you need to go to the bank's website. Next, enter the phone number and transfer amount. After carrying out operational actions, the system will request a request for information on the card. After entering the data correctly, the user receives an SMS with a unique code. The user enters the specified code in the required field. Cash resources are credited to the user’s balance instantly.

Commission rates and limits for replenishing a Megafon account

There are some restrictions when transferring finances. The maximum transfer amount for Megafon from a valid plastic card is no more than 5,000 rubles. for one operation, transactions per week should not exceed 10,000 rubles, per month - 30,000 rubles. The official website allows a one-time replenishment of the balance in the amount of 100 rubles. (minimum payment) up to 15,000 rub. (maximum payment amount).

A commission of 1.5% and higher is charged when replenishing a SIM card through self-service terminals, electronic wallets, and for use. The credit limit provided to the subscriber is recalculated every month (the calculation takes into account the subscriber’s activity when using communications, the current rate, and the balance of funds on the SIM card). When replenishing your account through ATMs, Megafon offices, online banks, or your personal account, no commission is charged.

How to top up someone else's account from your bank card without entering a password?

For security reasons, all money transfers to other people's numbers are made only after entering the additional PAY-PIN password, which is a numeric code sent to you via SMS after linking the card to your personal account.

On the one hand, this is good, but on the other, it causes some inconvenience, especially if you regularly pay not only for your phone, but also for the phones of people close to you - children, spouse, elderly parents or friends.

It’s easy to forget the PAY-PIN password, and if you urgently need to top up the account of one of your relatives, you simply won’t be able to do this until you recover the password in your “Personal Account”.

Fortunately, Megafon has provided its subscribers with the opportunity to top up the accounts of loved ones without a password. To do this, you just need to add their phone numbers to the “My Numbers” list. In this case, you will need to enter PAY-PIN only once - to add the number to the list.

How to add someone else's number to the "My Numbers" list?

USSD command: ✶117✶05✶phone✶PAY-PIN#. For example: ✶117✶05✶81234567890✶123456#, call key
SMS with the text LISTIN✶telephone✶synonym✶PAY-PIN (or in Russian VSPISOCK✶telephone✶synonym✶PAY-PIN) to number 5117. A synonym is a set of characters that is used when replenishing the account of another subscriber instead of his phone number. For convenience, it is better to use the subscriber’s first or last name as a synonym. Then, when transferring funds from a card to someone else’s personal account, you will not be able to enter the subscriber number, but only inform the system of its synonym. Example SMS: LISTIN✶81234567890✶Sasha✶123456 .
Call 0500-910, following the autoinformer's prompts.

Adding a number to the “My numbers” list is free. You can add no more than 10 numbers to the list.

To view which numbers you have already added to the list , use the USSD command ✶117✶07# or send an SMS to 0500-910 with the LIST command.

How to remove a number from the “My Numbers” list?

USSD command ✶117✶06✶phone✶PAY-PIN#.
By sending an SMS with the text LISTOUT✶telephone✶PAY-PIN or FROM THE LIST✶telephone✶PAY-PIN to number 5117.
By calling 0500-910 and following the autoinformant prompts.